Full product details for the Swiftcover.com Travel Insurance, including policy details, discounts, application criteria, medical cover, financial loss cover, wintersports cover, other cover, claims, excess, australia & new zealand example quotes, europe example quotes, uk example quotes, usa example quotes and worldwide example quotes.
 |  Compare Swiftcover.com travel insurance details against other travel insurance or use our travel insurance comparison tables.Did you know Swiftcover.com also provide pet insurance and breakdown cover? |
| Company: | Swiftcover.com
www.swiftcover.com
| Swiftcover.com
www.swiftcover.com
| Swiftcover.com
www.swiftcover.com
|
| Product: | Premier Single Trip | Premier Annual Multi Trip | Gap Year |
| | details | details | details |
| Quote via this site: | Not available | Not available | Not available |
| | | | |
| Policy Details | |
 Online Discount: | 0% | 0% | 0% |
| Underwriter: | UK Underwriting Ltd | UK Underwriting Ltd | AXA Insurance UK plc |
| Europe Destinations: |  | | |
| Worldwide Destinations: | | | |
| USA Destinations: | | | |
| Max Trip Duration: | 31 | 31 | 365 |
| Discounts | |
| No Claim Discount: | n/a | | n/a |
| No Baggage Discount: |  | | |
| No Money Cover Discount: | | | |
| Member Discount: | 0% | 0% | n/a |
| No Cancellation Discount: | | n/a | n/a |
| Child Discount: | | | n/a |
| NCD - 1 Year: | n/a | 10% | n/a |
| NCD - 2 Years: | n/a | 0% | n/a |
| NCD - 3 Years: | n/a | 0% | n/a |
| Application Criteria | |
| Min Adult Age: | 18 years | 18 years | 18 years |
| Max Adult Age: | 64 years | 64 years | 34 years |
| Max w/s Age: | 64 | 64 | n/a |
| Medical Cover | |
| Medical Screening: | | | |
| Medical Expenses: | £10,000,000 | £10,000,000 | £5,000,000 |
| PA - Death: | £30,000 | £30,000 | £5,000 |
| PA - PTD: | £30,000 | £30,000 | £30,000 |
| Hospital Benefit - Max: | £2,000 | £2,000 | £500 |
| Hospital Benefit - Day: | £15 | £15 | £15 |
| Cosmetic Surgery: | £0 | £0 | £0 |
| Dental Emergency: | £400 | £400 | £400 |
| UK Physiotherapy: | £0 | £0 | £0 |
| Overseas Funeral Costs: | £2,500 | £2,500 | up to medical si |
| Remains Transportation: | up to medical si | up to medical si | up to medical si |
| Financial Loss Cover | |
| Money - Max: | £200 | £200 | £0 |
| Money - Cash: | £200 | £200 | £0 |
| Cash Advance: | 0 | 0 | 0 |
| Legal Expenses: | £50,000 | £50,000 | £10,000 |
| Loss of Passport: | £300 | £300 | £0 |
| Loss of Driving Licence: | £0 | £0 | £0 |
| Mugging: | £0 | £0 | £0 |
| Hijack Benefit: | £0 | £0 | £0 |
| Wintersports Cover | |
| Max Winter Sports Total: | n/a | n/a | 0 days |
| Winter Sports Cover: | optional | optional | |
| Winter Sports Equipment: | £2,000 | £2,000 | £0 |
| W/S Baggage Basis: | included | included | no cover |
| Own Equipment: | £2,000 | £2,000 | £0 |
| Hired Equipment: | £0 | £0 | £0 |
| Ski Pack: | £0 | £0 | £0 |
| Loss of Ski Pass: | £0 | £0 | £0 |
| Piste Closure - Total: | £200 | £200 | £0 |
| Piste Closure - Per Day: | £20 | £20 | £0 |
| Piste Closure - Travel: | £20 | £20 | £0 |
| Avalanche Delay: | £300 | £300 | £0 |
| Ski Hire - Total: | £200 | £200 | £0 |
| Ski Hire - Daily: | £15 | £15 | £0 |
| Off Piste Allowed?: | restricted | restricted | n/a |
| Other Cover | |
| UK Return: | n/a | n/a | |
| Repatriation Service: | | | |
| Baggage - Basis: | wear and tear | wear and tear | wear and tear |
| Baggage - Total: | £2,000 | £2,000 | £500 |
| Baggage - Single Article: | £200 | £200 | £100 |
| Baggage - Valuables: | £400 | £400 | £0 |
| Baggage - Delay: | £100 | £100 | £0 |
| Cancellation/Curtailment: | £3,000 | £3,000 | £3,000 |
| Missed Departure: | £1,500 | £1,500 | £500 |
| Delay - Max: | £400 | £400 | £0 |
| Delay - 1st 12 hours: | £0 | £0 | £0 |
| Delay - subs 12 hours: | n/a | £0 | £0 |
| Travel Abandonment: | £3,000 | £3,000 | £0 |
| Personal Liability: | £2,000,000 | £2,000,000 | £1,000,000 |
| Extended Kennel Fees: | £500 | £500 | £0 |
| Catastrophe Delay: | £0 | £0 | £0 |
| Pre-Travel Service: | | | |
| Emergency Assistance: | | | |
| Additional Activities: | | | |
| Claims Receipt Limit: | £0 | £0 | £50 |
| General Exclusions: | click here | click here | click here |
| Terrorism Exclusion: | total exclusion | total exclusion | total exclusion |
| Extent of Terrorism cover: | no cover | no cover | no cover |
| Date Exclusion?: | | | |
| Claims | |
| Basis of Settlement: | click here | click here | click here |
| General Conditions: | click here | click here | click here |
| Excess | |
| Excess Basis: | person | person | section |
| Medical Expenses XS: | £75 | £75 | £75 |
| EHIC Medical XS Waiver: | | | |
| Baggage XS: | £50 | £50 | £50 |
| Money XS: | £50 | £50 | n/a |
| Cancellation XS: | £50 | £50 | £50 |
| Curtailment XS: | £50 | £50 | £50 |
| Abandonment XS: | £50 | £50 | n/a |
| Delayed Baggage XS: | £50 | £50 | n/a |
| Loss of Deposit XS: | £50 | £50 | £50 |
| Personal Liability XS: | £250 | £250 | £250 |
| Legal Expenses XS: | £250 | £250 | £250 |
| XS Waiver Loading: | 0 | 0 | n/a |
| Australia & New Zealand Example Quotes | |
| Aus/NZ - Single 1 month: | n/a | n/a | £43.62 |
| Aus/NZ - Single 3 months: | n/a | n/a | £69.8 |
| Aus/NZ - Single 6 months: | n/a | n/a | £78.52 |
| Aus/NZ - Single 12 months: | n/a | n/a | £122.14 |
| Aus/NZ - Couple 1 month: | n/a | n/a | £87.24 |
| Aus/NZ - Couple 3 months: | n/a | n/a | £139.6 |
| Aus/NZ - Couple 6 months: | n/a | n/a | £157.04 |
| Aus/NZ - Couple 12 months: | n/a | n/a | £244.28 |
| Auz/NZ - Single 7 Day: | £14.78 | n/a | n/a |
| Auz/NZ - Single 17 day: | £22.16 | n/a | n/a |
| Auz/NZ - Family 7 Day: | £33.25 | n/a | n/a |
| Auz/NZ - Family 17 day: | £49.86 | n/a | n/a |
| Auz/NZ - Single: | n/a | £41.89 | n/a |
| Auz/NZ - Couple: | n/a | £62.18 | n/a |
| Auz/NZ - Family: | n/a | £72.56 | n/a |
| Auz/NZ - Single & w/s: | n/a | £48.18 | n/a |
| Auz/NZ - Couple & w/s: | n/a | £71.51 | n/a |
| Auz/NZ - Family & w/s: | n/a | £83.44 | n/a |
| Europe Example Quotes | |
| Europe - Single 1 month: | n/a | n/a | £26.17 |
| Europe - Single 3 months: | n/a | n/a | £34.9 |
| Europe - Single 6 months: | n/a | n/a | £52.35 |
| Europe - Single 12 months: | n/a | n/a | £95.97 |
| Europe - Couple 1 month: | n/a | n/a | £52.34 |
| Europe - Couple 3 months: | n/a | n/a | £69.8 |
| Europe - Couple 6 months: | n/a | n/a | £104.7 |
| Europe - Couple 12 months: | n/a | n/a | £191.94 |
| Europe - Single 7 days: | £9.78 | n/a | n/a |
| Europe - Single 17 Days: | £12.6 | n/a | n/a |
| Europe - Family 7 Days: | £21.44 | n/a | n/a |
| Europe - Family 17 Days: | £27.64 | n/a | n/a |
| Europe - Single: | n/a | £30.44 | n/a |
| Europe - Couple: | n/a | £43.71 | n/a |
| Europe - Family: | n/a | £47.66 | n/a |
| Europe - Single & w/sport: | n/a | £35.02 | n/a |
| Europe - Couple & w/sport: | n/a | £50.27 | n/a |
| Europe - Family & w/sport: | n/a | £54.81 | n/a |
| UK Example Quotes | |
| UK - Single 7 Days: | £9.78 | n/a | n/a |
| UK - Single 17 Days: | £12.6 | n/a | n/a |
| UK - Family 7 Days: | £21.44 | n/a | n/a |
| UK - Family 17 Days: | £27.64 | n/a | n/a |
| UK - Single: | n/a | £30.44 | n/a |
| UK - Couple: | n/a | £43.71 | n/a |
| UK - Family: | n/a | £47.66 | n/a |
| UK - Single & w/sport: | n/a | £35.02 | n/a |
| UK - Couple & w/sport: | n/a | £50.27 | n/a |
| UK - Family & w/sport: | n/a | £54.81 | n/a |
| USA Example Quotes | |
| USA - Single 1 month: | n/a | n/a | £69.8 |
| USA - Single 3 months: | n/a | n/a | £95.97 |
| USA - Single 6 months: | n/a | n/a | £113.42 |
| USA - Single 12 months: | n/a | n/a | £183.21 |
| USA - Couple 1 month: | n/a | n/a | £139.6 |
| USA - Couple 3 months: | n/a | n/a | £191.94 |
| USA - Couple 6 months: | n/a | n/a | £226.84 |
| USA - Couple 12 months: | n/a | n/a | £366.42 |
| USA - Single 7 Days: | £21.68 | n/a | n/a |
| USA - Single 17 Days: | £29.41 | n/a | n/a |
| USA - Family 7 Days: | £46.33 | n/a | n/a |
| USA - Family 17 Days: | £62.86 | n/a | n/a |
| USA - Single: | n/a | £41.89 | n/a |
| USA - Couple: | n/a | £62.18 | n/a |
| USA - Family: | n/a | £72.56 | n/a |
| USA - Single & w/sport: | n/a | £48.18 | n/a |
| USA - Couple & w/sport: | n/a | £71.51 | n/a |
| USA - Family & w/sport: | n/a | £83.44 | n/a |
| Worldwide Example Quotes | |
| Wwide - Single 1 month: | n/a | n/a | £61.07 |
| Wwide - Single 3 months: | n/a | n/a | £87.24 |
| Wwide - Single 6 months: | n/a | n/a | £104.69 |
| Wwide - Single 12 months: | n/a | n/a | £174.49 |
| Wwide - Couple 1 month: | n/a | n/a | £122.14 |
| Wwide - Couple 3 months: | n/a | n/a | £174.48 |
| Wwide - Couple 6 months: | n/a | n/a | £209.38 |
| Wwide - Couple 12 months: | n/a | n/a | £348.98 |
| Wwide - Single 7 Days: | £21.68 | n/a | n/a |
| Wwide - Single 17 Days: | £29.41 | n/a | n/a |
| Wwide - Family 7 Days: | £46.33 | n/a | n/a |
| Wwide - Family 17 Days: | £62.86 | n/a | n/a |
| Wwide ex USA - Single: | n/a | £41.89 | n/a |
| Wwide ex USA - Couple: | n/a | £62.18 | n/a |
| Wwide ex USA - Family: | n/a | £72.56 | n/a |
| Wwide ex USA - Single & w: | n/a | £48.18 | n/a |
| Wwide ex USA - Couple & w: | n/a | £71.51 | n/a |
| Wwide ex USA - Family & w: | n/a | £83.44 | n/a |
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Many youngsters going abroad on their own for the first time are doing so without appropriate cover.
Around 100,000 teenagers will be underinsured this summer as they go on their first parent-free holiday, travel insurance firm swiftcover.com said today.
Research from the firm shows that a strikingly high proportion of the 500,000 youngsters who are going on the trips this summer might not be covered - while others might be invalidating the insurance that they take out through their own irresponsible behaviour.
For example, 45 percent of teens are thought to drink too much on their first unsupervised holiday, despite intoxication being used as a "get out" clause by travel insurance firms looking to refuse payment for claims. The travel insurance firm also warned that 1,500 Britons are arrested yearly in Spain due to dangerously "rowdy" behaviour, which could also lead to an accident.
Tina Shortle, marketing director of swiftcover.com, commented: "Your first parent-free holiday can be a great experience, but because of their age and new found freedom, fledgling holiday makers can be one of the most at risk groups. We are encouraging teens to be prepared and stay safe so their holiday can be one to remember for all the right reasons."
It is estimated that around 20 percent of all Britons who go on holiday do not take out travel insurance cover before they set off.
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