Sainsburys Travel Insurance
 |  Compare Sainsburys travel insurance details against other travel insurance or use our travel insurance comparison tables.Did you know Sainsburys also provide credit cards, savings, pet insurance and breakdown cover? | ||
| Company: | Sainsbury's Finance www.sainsburysfinance.co.uk | Sainsbury's Finance www.sainsburysfinance.co.uk | Sainsbury's Finance www.sainsburysfinance.co.uk |
| Product: | Extended Trip | Single Trip | Single Trip (Winter Sports) |
| details | details | details | |
| Quote via this site: | Not available | Not available | Not available |
| | | |
| Policy Details | |||
 Online Discount: | 10% | 10% | 10% |
| Underwriter: | St Andrew's Insurance plc | St Andrew's Insurance plc | St Andrew's Insurance plc |
| Europe Destinations: | yes | yes | yes |
| Worldwide Destinations: | yes | yes | yes |
| USA Destinations: | yes | yes | yes |
| Max Trip Duration: | 365 days | 31 days | 31 days |
| Discounts | |||
| No Baggage Discount: | yes | yes | yes |
| No Money Cover Discount: | yes | yes | yes |
| Member Discount: | n/a | 0% | 0% |
| No Cancellation Discount: | n/a | yes | yes |
| Child Discount: | n/a | yes | yes |
| Application Criteria | |||
| Min Adult Age: | 17 years | 16 years | 16 years |
| Max Adult Age: | 64 years | 79 years | 65 years |
| Max w/s Age: | 64 | n/a | 65 |
| Medical Cover | |||
| Medical Screening: | yes | yes | yes |
| Medical Expenses: | £5,000,000 | £10,000,000 | £10,000,000 |
| PA - Death: | £30,000 | £10,000 | £10,000 |
| PA - PTD: | £30,000 | £25,000 | £25,000 |
| Hospital Benefit - Max: | £600.00 | £1000.00 | £1000.00 |
| Hospital Benefit - Day: | £25.00 | £50.00 | £50.00 |
| Cosmetic Surgery: | £0.00 | £0.00 | £0.00 |
| Dental Emergency: | £500.00 | £500.00 | £500.00 |
| UK Physiotherapy: | £0.00 | £0.00 | £0.00 |
| Overseas Funeral Costs: | up to medical si | up to medical si | up to medical si |
| Remains Transportation: | up to medical si | up to medical si | up to medical si |
| Financial Loss Cover | |||
| Money - Max: | £500.00 | £500.00 | £500.00 |
| Money - Cash: | £200.00 | £300.00 | £300.00 |
| Cash Advance: | 0 | 0 | 0 |
| Legal Expenses: | £25,000 | £25,000 | £25,000 |
| Loss of Passport: | £250.00 | £600.00 | £600.00 |
| Loss of Driving Licence: | £250.00 | £600.00 | £600.00 |
| Mugging: | £0.00 | £1000.00 | £1000.00 |
| Hijack Benefit: | £1000.00 | £0.00 | £0.00 |
| Wintersports Cover | |||
| Max Winter Sports Total: | 24 days | n/a | n/a |
| Winter Sports Cover: | optional | no | standard |
| Winter Sports Equipment: | £500.00 | £0.00 | £500.00 |
| W/S Baggage Basis: | additional | no cover | additional |
| Own Equipment: | £500.00 | £0.00 | £500.00 |
| Hired Equipment: | £100.00 | £0.00 | £100.00 |
| Ski Pack: | £300.00 | £0.00 | £400.00 |
| Loss of Ski Pass: | £300.00 | £0.00 | £400.00 |
| Piste Closure - Total: | £250.00 | £0.00 | £300.00 |
| Piste Closure - Per Day: | £30.00 | £0.00 | £30.00 |
| Piste Closure - Travel: | £25.00 | £0.00 | £30.00 |
| Avalanche Delay: | £250.00 | £0.00 | £0.00 |
| Ski Hire - Total: | £300.00 | £0.00 | £300.00 |
| Ski Hire - Daily: | £20.00 | £0.00 | £20.00 |
 Off Piste Allowed?: | restricted | n/a | restricted |
| Other Cover | |||
| UK Return: | no | n/a | n/a |
| Repatriation Service: | yes | yes | yes |
| Baggage - Basis: | wear and tear | new for old | new for old |
| New for Old Age: | n/a | 2 years | 2 years |
| Baggage - Total: | £1000.00 | £1500.00 | £1500.00 |
| Baggage - Single Article: | £200.00 | £300.00 | £300.00 |
| Baggage - Valuables: | £200.00 | £500.00 | £500.00 |
| Baggage - Delay: | £100.00 | £200.00 | £200.00 |
| Cancellation/Curtailment: | £2500.00 | £5000.00 | £5000.00 |
| Missed Departure: | £500.00 | £1000.00 | £1000.00 |
| Delay - Max: | £200.00 | £250.00 | £250.00 |
| Delay - 1st 12 hours: | £20.00 | £30.00 | £30.00 |
| Delay - subs 12 hours: | £20.00 | £20.00 | £20.00 |
| Travel Abandonment: | £2500.00 | £1000.00 | £1000.00 |
| Personal Liability: | £2,000,000 | £2,000,000 | £2,000,000 |
| Extended Kennel Fees: | £0.00 | £0.00 | £0.00 |
| Catastrophe Delay: | £500.00 | £0.00 | £0.00 |
| Pre-Travel Service: | no | yes | yes |
| Emergency Assistance: | yes | yes | yes |
| Additional Activities: | yes | yes | yes |
| Claims Receipt Limit: | £0.00 | £0.00 | £0.00 |
| General Exclusions: | click here | click here | click here |
| Terrorism Exclusion: | partial exclusion | partial exclusion | partial exclusion |
| Extent of Terrorism cover: | hijack | medical | medical |
| Date Exclusion?: | yes | no | no |
| Claims | |||
| Basis of Settlement: | click here | click here | click here |
| General Conditions: | click here | click here | click here |
| Excess | |||
| Excess Basis: | section | section | section |
| Medical Expenses XS: | £35.00 | £50.00 | £50.00 |
| EHIC Medical XS Waiver: | yes | yes | yes |
| Baggage XS: | £35.00 | £50.00 | £50.00 |
| Money XS: | £35.00 | £50.00 | £50.00 |
| Cancellation XS: | £35.00 | £50.00 | £50.00 |
| Curtailment XS: | £35.00 | £50.00 | £50.00 |
| Abandonment XS: | £0.00 | £0.00 | £0.00 |
| Delayed Baggage XS: | £0.00 | £0.00 | £0.00 |
| Loss of Deposit XS: | £0.00 | £50.00 | £50.00 |
| Personal Liability XS: | £35.00 | £50.00 | £50.00 |
| Legal Expenses XS: | £0.00 | £250.00 | £250.00 |
| XS Waiver Loading: | n/a | 0 | 0 |
| Australia & New Zealand Example Quotes | |||
| Aus/NZ - Single 3 months: | £72.68 | n/a | n/a |
| Aus/NZ - Single 6 months: | £113.76 | n/a | n/a |
| Aus/NZ - Single 12 months: | £208.55 | n/a | n/a |
| Aus/NZ - Couple 3 months: | £138.09 | n/a | n/a |
| Aus/NZ - Couple 6 months: | £216.15 | n/a | n/a |
| Aus/NZ - Couple 12 months: | £396.24 | n/a | n/a |
| Auz/NZ - Single 7 Day: | n/a | £23.12 | £46.24 |
| Auz/NZ - Single 17 day: | n/a | £45.13 | £90.26 |
| Auz/NZ - Family 7 Day: | n/a | £50.20 | £100.40 |
| Auz/NZ - Family 17 day: | n/a | £97.94 | £195.86 |
| Europe Example Quotes | |||
| Europe - Single 3 months: | £57.62 | n/a | n/a |
| Europe - Single 6 months: | £91.08 | n/a | n/a |
| Europe - Single 12 months: | £157.99 | n/a | n/a |
| Europe - Couple 3 months: | £109.49 | n/a | n/a |
| Europe - Couple 6 months: | £173.05 | n/a | n/a |
| Europe - Couple 12 months: | £300.21 | n/a | n/a |
| Europe - Single 7 days: | n/a | £15.69 | £31.38 |
| Europe - Single 17 Days: | n/a | £30.61 | £61.21 |
| Europe - Family 7 Days: | n/a | £25.07 | £50.14 |
| Europe - Family 17 Days: | n/a | £48.92 | £97.84 |
| UK Example Quotes | |||
| UK - Single 7 Days: | n/a | £15.00 | £30.00 |
| UK - Single 17 Days: | n/a | £27.55 | £55.09 |
| UK - Family 7 Days: | n/a | £22.57 | £45.13 |
| UK - Family 17 Days: | n/a | £44.04 | £88.07 |
| USA Example Quotes | |||
| USA - Single 3 months: | £85.50 | n/a | n/a |
| USA - Single 6 months: | £133.83 | n/a | n/a |
| USA - Single 12 months: | £245.35 | n/a | n/a |
| USA - Couple 3 months: | £162.46 | n/a | n/a |
| USA - Couple 6 months: | £254.28 | n/a | n/a |
| USA - Couple 12 months: | £466.18 | n/a | n/a |
| USA - Single 7 Days: | n/a | £27.77 | £55.52 |
| USA - Single 17 Days: | n/a | £54.16 | £108.30 |
| USA - Family 7 Days: | n/a | £60.23 | £120.46 |
| USA - Family 17 Days: | n/a | £117.52 | £235.03 |
| Worldwide Example Quotes | |||
| Wwide - Single 3 months: | £72.68 | n/a | n/a |
| Wwide - Single 6 months: | £113.76 | n/a | n/a |
| Wwide - Single 12 months: | £208.55 | n/a | n/a |
| Wwide - Couple 3 months: | £138.09 | n/a | n/a |
| Wwide - Couple 6 months: | £216.15 | n/a | n/a |
| Wwide - Couple 12 months: | £396.24 | n/a | n/a |
| Wwide - Single 7 Days: | n/a | £23.12 | £46.24 |
| Wwide - Single 17 Days: | n/a | £45.13 | £90.26 |
| Wwide - Family 7 Days: | n/a | £50.20 | £100.40 |
| Wwide - Family 17 Days: | n/a | £97.94 | £195.86 |
Compare Sainsburys Travel Insurance
Millions 'Passing Up On Travel Cover'
A shocking 13.4 million people are to skip taking out travel insurance for their summer holiday this year.
New figures from Sainsbury's Finance, released today, also show that young people are much more likely to take out the cover than their older - and, supposedly, wiser - peers. While 81 percent of 16 to 24-year-olds are travelling with appropriate insurance for this summer's holiday, this figure declines to just 68 percent of 55 to 64-year-olds.
A separate poll from the travel insurance provider also provides some clues to why so many are passing up on the protection. Around one in five told the firm that they "can't afford" the insurance, while 31 percent claim that they "don't need" it.
Steve Johnson, head of insurance at Sainsbury's Finance, said: "It's extremely concerning to see how many people are neglecting to take out insurance when going away on holiday. It's a false economy to do without it and should be regarded as a holiday essential, just as important as packing your passport. Although in the current climate people are understandably looking at ways to reduce their outgoings, insurance is one thing that should not be omitted.
"If something happens to you or your family whilst you're abroad, you need to know that you have adequate cover in place to take care of things."
Read More About Travel Insurance...
Latest Travel Insurance News
People are not taking out travel insurance due to its cost - and the fact that they don't think they need it.
12 Aug 08
Insurance fraud will be on the rise due to the credit crunch, several groups have indicated.
11 Aug 08
Travelling abroad on your EHIC alone does not provide you with sufficient cover, the credit card firm has warned.
7 Aug 08
Customers are saving money by taking out the insurance, the firm has indicated.
22 Jul 08
Many youngsters going abroad on their own for the first time are doing so without appropriate cover.
17 Jul 08Popular Related Articles
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