More Than Travel Insurance
Full product details for the More Than Travel Insurance, including policy details, discounts, application criteria, medical cover, financial loss cover, wintersports cover, other cover, claims, excess, australia & new zealand example quotes, europe example quotes, uk example quotes, usa example quotes and worldwide example quotes.
 |  Compare More Than travel insurance details against other travel insurance or use our travel insurance comparison tables.Did you know More Than also provide home insurance, pet insurance, van insurance and breakdown cover? | ||
| Company: | More Th>n www.morethan.com | More Th>n www.morethan.com | More Th>n www.morethan.com |
| Product: | Standard | Standard (60 days) | Economy (45 days) |
| details | details | details | |
| Quote via this site: | Not available | Not available | Not available |
| | | |
| Policy Details | |||
 Online Discount: | 0% | 0% | 0% |
| Underwriter: | Royal & Sun Alliance Insurance Plc | Royal & Sun Alliance Insurance Plc | Royal & Sun Alliance Insurance Plc |
| Europe Destinations: | yes | yes | yes |
| Worldwide Destinations: | yes | yes | yes |
| USA Destinations: | yes | yes | yes |
| Max Trip Duration: | 31 | 60 | 45 |
| Discounts | |||
| No Claim Discount: | n/a | no | no |
| No Baggage Discount: | yes | yes | yes |
| No Money Cover Discount: | no | no | no |
| Member Discount: | 0% | 0% | 0% |
| No Cancellation Discount: | no | n/a | n/a |
| Child Discount: | yes | yes | yes |
| NCD - 1 Year: | n/a | 0% | 0% |
| NCD - 2 Years: | n/a | 0% | 0% |
| NCD - 3 Years: | n/a | 0% | 0% |
| Application Criteria | |||
| Min Adult Age: | 18 years | 18 years | 18 years |
| Max Adult Age: | 79 years | 79 years | 79 years |
| Max w/s Age: | 64 | 64 | n/a |
| Medical Cover | |||
| Medical Screening: | yes | yes | yes |
| Medical Expenses: | £2000000 | £2000000 | £1000000 |
| PA - Death: | £20000 | £20000 | £10000 |
| PA - PTD: | £20000 | £20000 | £10000 |
| Hospital Benefit - Max: | £300 | £300 | £0 |
| Hospital Benefit - Day: | £25 | £25 | £0 |
| Cosmetic Surgery: | £0 | £0 | £0 |
| Dental Emergency: | £500 | £500 | £300 |
| UK Physiotherapy: | £0 | £0 | £0 |
| Overseas Funeral Costs: | £5000 | £5000 | £5000 |
| Remains Transportation: | £5000 | £5000 | £5000 |
| Financial Loss Cover | |||
| Money - Max: | £200 | £200 | £200 |
| Money - Cash: | £200 | £200 | £200 |
| Cash Advance: | 0 | 0 | 0 |
| Legal Expenses: | £15000 | £15000 | £10000 |
| Loss of Passport: | £250 | £250 | £0 |
| Loss of Driving Licence: | £0 | £0 | £0 |
| Mugging: | £200 | £200 | £0 |
| Hijack Benefit: | £300 | £300 | £0 |
| Wintersports Cover | |||
| Winter Sports Cover: | optional | optional | no |
| Winter Sports Equipment: | £400 | £400 | £0 |
| W/S Baggage Basis: | additional | additional | no cover |
| Own Equipment: | £400 | £400 | £0 |
| Hired Equipment: | £400 | £400 | £0 |
| Ski Pack: | £150 | £150 | £0 |
| Loss of Ski Pass: | £200 | £200 | £0 |
| Piste Closure - Total: | £250 | £250 | £0 |
| Piste Closure - Per Day: | £25 | £25 | £0 |
| Piste Closure - Travel: | £25 | £25 | £0 |
| Avalanche Delay: | £0 | £0 | £0 |
| Ski Hire - Total: | £250 | £250 | £0 |
| Ski Hire - Daily: | £7 | £7 | £0 |
| Off Piste Allowed?: | restricted | restricted | n/a |
| Other Cover | |||
| Repatriation Service: | yes | yes | yes |
| Baggage - Basis: | wear and tear | wear and tear | wear and tear |
| Baggage - Total: | £1000 | £1000 | £500 |
| Baggage - Single Article: | £250 | £250 | £150 |
| Baggage - Valuables: | £300 | £300 | £200 |
| Baggage - Delay: | £100 | £100 | £100 |
| Cancellation/Curtailment: | £2500 | £2500 | £750 |
| Missed Departure: | £500 | £500 | £250 |
| Delay - Max: | £100 | £100 | £100 |
| Delay - 1st 12 hours: | £20 | £20 | £20 |
| Delay - subs 12 hours: | £40 | £40 | £40 |
| Travel Abandonment: | £2500 | £2500 | £750 |
| Personal Liability: | £2000000 | £2000000 | £1000000 |
| Extended Kennel Fees: | £0 | £0 | £0 |
| Catastrophe Delay: | £300 | £300 | £0 |
| Pre-Travel Service: | no | no | no |
| Emergency Assistance: | yes | yes | yes |
| Additional Activities: | yes | yes | yes |
| Claims Receipt Limit: | £0 | £0 | £0 |
| General Exclusions: | click here | click here | click here |
| Terrorism Exclusion: | total exclusion | total exclusion | total exclusion |
| Extent of Terrorism cover: | no cover | no cover | no cover |
| Date Exclusion?: | yes | yes | yes |
| Claims | |||
| Basis of Settlement: | click here | click here | click here |
| General Conditions: | click here | click here | click here |
| Excess | |||
| Excess Basis: | person | person | person |
| Medical Expenses XS: | £75 | £75 | £100 |
| EHIC Medical XS Waiver: | no | no | no |
| Baggage XS: | £75 | £75 | £100 |
| Money XS: | £75 | £75 | £100 |
| Cancellation XS: | £75 | £75 | £100 |
| Curtailment XS: | £75 | £75 | £100 |
| Abandonment XS: | £75 | £75 | £100 |
| Delayed Baggage XS: | £0 | £0 | £0 |
| Loss of Deposit XS: | £0 | £0 | £0 |
| Personal Liability XS: | £0 | £0 | £0 |
| Legal Expenses XS: | £0 | £0 | £0 |
| XS Waiver Loading: | varies | varies | varies |
| Australia & New Zealand Example Quotes | |||
| Auz/NZ - Single 7 Day: | £36.94 | n/a | n/a |
| Auz/NZ - Single 17 day: | £42.48 | n/a | n/a |
| Auz/NZ - Family 7 Day: | £74.62 | n/a | n/a |
| Auz/NZ - Family 17 day: | £85.81 | n/a | n/a |
| Auz/NZ - Single: | n/a | £69.08 | £51.22 |
| Auz/NZ - Couple: | n/a | £110.51 | £81.94 |
| Auz/NZ - Family: | n/a | £128.20 | £95.05 |
| Auz/NZ - Single & w/s: | n/a | £80.47 | n/a |
| Auz/NZ - Couple & w/s: | n/a | £128.72 | n/a |
| Auz/NZ - Family & w/s: | n/a | £149.33 | n/a |
| Europe Example Quotes | |||
| Europe - Single 7 days: | £14.78 | n/a | n/a |
| Europe - Single 17 Days: | £18.47 | n/a | n/a |
| Europe - Family 7 Days: | £29.84 | n/a | n/a |
| Europe - Family 17 Days: | £37.32 | n/a | n/a |
| Europe - Single: | n/a | £49.35 | £36.57 |
| Europe - Couple: | n/a | £78.95 | £58.53 |
| Europe - Family: | n/a | £96.81 | £71.77 |
| Europe - Single & w/sport: | n/a | £57.48 | n/a |
| Europe - Couple & w/sport: | n/a | £91.96 | n/a |
| Europe - Family & w/sport: | n/a | £112.75 | n/a |
| UK Example Quotes | |||
| UK - Single 7 Days: | £14.78 | n/a | n/a |
| UK - Single 17 Days: | £18.47 | n/a | n/a |
| UK - Family 7 Days: | £29.84 | n/a | n/a |
| UK - Family 17 Days: | £37.32 | n/a | n/a |
| UK - Single: | n/a | £49.35 | £36.57 |
| UK - Couple: | n/a | £78.95 | £58.53 |
| UK - Family: | n/a | £96.81 | £71.77 |
| UK - Single & w/sport: | n/a | £57.48 | n/a |
| UK - Couple & w/sport: | n/a | £91.96 | n/a |
| UK - Family & w/sport: | n/a | £112.75 | n/a |
| USA Example Quotes | |||
| USA - Single 7 Days: | £44.33 | n/a | n/a |
| USA - Single 17 Days: | £50.98 | n/a | n/a |
| USA - Family 7 Days: | £89.54 | n/a | n/a |
| USA - Family 17 Days: | £102.97 | n/a | n/a |
| USA - Single: | n/a | £96.22 | £71.33 |
| USA - Couple: | n/a | £153.95 | £114.13 |
| USA - Family: | n/a | £163.24 | £121.03 |
| USA - Single & w/sport: | n/a | £112.07 | n/a |
| USA - Couple & w/sport: | n/a | £179.31 | n/a |
| USA - Family & w/sport: | n/a | £130.14 | n/a |
| Worldwide Example Quotes | |||
| Wwide - Single 7 Days: | £36.94 | n/a | n/a |
| Wwide - Single 17 Days: | £42.48 | n/a | n/a |
| Wwide - Family 7 Days: | £74.62 | n/a | n/a |
| Wwide - Family 17 Days: | £85.81 | n/a | n/a |
| Wwide ex USA - Single: | n/a | £69.08 | £51.22 |
| Wwide ex USA - Couple: | n/a | £110.51 | £81.94 |
| Wwide ex USA - Family: | n/a | £128.20 | £95.05 |
| Wwide ex USA - Single & w: | n/a | £80.47 | n/a |
| Wwide ex USA - Couple & w: | n/a | £128.72 | n/a |
| Wwide ex USA - Family & w: | n/a | £149.33 | n/a |
Compare More Than Travel Insurance
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Latest Travel Insurance News
View travel insurance articles or all articles.
Travel insurance should be a number one priority for skiers heading to pistes this winter, it has been claimed.
30 Oct 08
Brits are risking large medical and repatriation bills by travelling uninsured.
24 Oct 08
The comments were made in the wake of research showing that one in four travellers were not planning to take out the cover.
2 Oct 08
The failure of firms such as Zoom highlights a potential underinsurance problem.
25 Sep 08
The economic downturn is responsible for this trend, according to the travel insurance provider.
18 Sep 08Popular Related Articles
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