FlexiCover.net Travel Insurance
Full product details for the FlexiCover.net Travel Insurance, including policy details, discounts, application criteria, medical cover, financial loss cover, wintersports cover, other cover, claims, excess, australia & new zealand example quotes, europe example quotes, uk example quotes, usa example quotes and worldwide example quotes. Apply online now.
 |  Compare FlexiCover.net travel insurance details against other travel insurance or use our travel insurance comparison tables. | ||
| Company: | FlexiCover Direct www.flexicover.com | FlexiCover Direct www.flexicover.co.uk | FlexiCover Direct www.flexicover.com |
| Product: | Gap Year Gold | Elite | Gap Year Silver |
| details | details | details | |
| Quote via this site: | Not available | Not available | Not available |
| | | |
| Policy Details | |||
 Online Discount: | 0% | 0% | 0% |
| Underwriter: | Europ Assistance Holdings (Irish Branch) | Europ Assistance Holdings Ltd | Europ Assistance Holdings (Irish Branch) |
| Europe Destinations: |  | | |
| Worldwide Destinations: | | | |
| USA Destinations: | | | |
| Max Trip Duration: | 548 | 31 | 548 |
| Discounts | |||
| No Baggage Discount: |  | | |
| No Money Cover Discount: | | | |
| Member Discount: | n/a | 0% | n/a |
| No Cancellation Discount: | n/a | | n/a |
| Child Discount: | n/a | | n/a |
| Application Criteria | |||
| Min Adult Age: | 18 years | 18 years | 18 years |
| Max Adult Age: | 45 years | 80 years | 45 years |
| Max w/s Age: | 45 | n/a | 45 |
| Medical Cover | |||
| Medical Screening: | | | |
| Medical Expenses: | £10,000,000 | £10,000,000 | £10,000,000 |
| PA - Death: | £20,000 | £20,000 | £20,000 |
| PA - PTD: | £20,000 | £20,000 | £20,000 |
| Hospital Benefit - Max: | £800 | £800 | £800 |
| Hospital Benefit - Day: | £25 | £25 | £25 |
| Cosmetic Surgery: | £0 | £0 | £0 |
| Dental Emergency: | £250 | £250 | £250 |
| UK Physiotherapy: | £0 | £0 | £0 |
| Overseas Funeral Costs: | £2,500 | £2,500 | £2,500 |
| Remains Transportation: | up to medical si | up to medical si | up to medical si |
| Financial Loss Cover | |||
| Money - Max: | £500 | £500 | £500 |
| Money - Cash: | £200 | £200 | £200 |
| Cash Advance: | 500 | 500 | 500 |
| Legal Expenses: | £25,000 | £25,000 | £25,000 |
| Loss of Passport: | £500 | £500 | £500 |
| Loss of Driving Licence: | £0 | £250 | £0 |
| Mugging: | £0 | £0 | £0 |
| Hijack Benefit: | £5,000 | £5,000 | £5,000 |
| Wintersports Cover | |||
| Max Winter Sports Total: | 17 days | n/a | 17 days |
| Winter Sports Cover: | optional | | optional |
| Winter Sports Equipment: | £500 | £0 | £500 |
| W/S Baggage Basis: | additional | no cover | additional |
| Own Equipment: | £500 | £0 | £500 |
| Hired Equipment: | £500 | £0 | £500 |
| Ski Pack: | £5,000 | £0 | £5,000 |
| Loss of Ski Pass: | £250 | £0 | £250 |
| Piste Closure - Total: | £200 | £0 | £200 |
| Piste Closure - Per Day: | £20 | £0 | £20 |
| Piste Closure - Travel: | £20 | £0 | £20 |
| Avalanche Delay: | £150 | £0 | £150 |
| Ski Hire - Total: | £300 | £0 | £300 |
| Ski Hire - Daily: | £15 | £0 | £15 |
| Off Piste Allowed?: | restricted | n/a | restricted |
| Other Cover | |||
| UK Return: | | n/a | |
| Repatriation Service: | | | |
| Baggage - Basis: | wear and tear | wear and tear | n/a |
| Baggage - Total: | £2,000 | £2,000 | £0 |
| Baggage - Single Article: | £300 | £300 | £0 |
| Baggage - Valuables: | £300 | £300 | £0 |
| Baggage - Delay: | £100 | £100 | £100 |
| Cancellation/Curtailment: | £5,000 | £5,000 | £5,000 |
| Missed Departure: | £1,000 | £1,000 | £1,000 |
| Delay - Max: | £300 | £300 | £300 |
| Delay - 1st 12 hours: | £20 | £20 | £20 |
| Delay - subs 12 hours: | £10 | £10 | £10 |
| Travel Abandonment: | £5,000 | £5,000 | £5,000 |
| Personal Liability: | £2,000,000 | £2,000,000 | £2,000,000 |
| Extended Kennel Fees: | £0 | £0 | £0 |
| Catastrophe Delay: | £0 | £0 | £0 |
| Pre-Travel Service: | | | |
| Emergency Assistance: | | | |
| Additional Activities: | | | |
| Claims Receipt Limit: | £50 | £50 | n/a |
| General Exclusions: | click here | click here | click here |
| Terrorism Exclusion: | partial exclusion | partial exclusion | partial exclusion |
| Extent of Terrorism cover: | medical,pa | medical,pa | medical,pa |
| Date Exclusion?: | | | |
| Claims | |||
| Basis of Settlement: | click here | click here | click here |
| General Conditions: | click here | click here | click here |
| Excess | |||
| Excess Basis: | section | section | section |
| Medical Expenses XS: | £65 | £65 | £65 |
| EHIC Medical XS Waiver: | | | |
| Baggage XS: | £65 | £65 | n/a |
| Money XS: | £65 | £65 | £65 |
| Cancellation XS: | £65 | £65 | £65 |
| Curtailment XS: | £65 | £65 | £65 |
| Abandonment XS: | £65 | £0 | £65 |
| Delayed Baggage XS: | £0 | £0 | £0 |
| Loss of Deposit XS: | £25 | £25 | £25 |
| Personal Liability XS: | £65 | £65 | £65 |
| Legal Expenses XS: | £0 | £0 | £0 |
| XS Waiver Loading: | 0 | n/a | 0 |
| Australia & New Zealand Example Quotes | |||
| Aus/NZ - Single 1 month: | £27 | n/a | £18 |
| Aus/NZ - Single 3 months: | £70.5 | n/a | £47 |
| Aus/NZ - Single 6 months: | £127.5 | n/a | £85 |
| Aus/NZ - Single 12 months: | £228 | n/a | £152 |
| Aus/NZ - Couple 1 month: | £51.3 | n/a | £34.2 |
| Aus/NZ - Couple 3 months: | £133.95 | n/a | £89.3 |
| Aus/NZ - Couple 6 months: | £242.25 | n/a | £161.5 |
| Aus/NZ - Couple 12 months: | £433.2 | n/a | £288.8 |
| Auz/NZ - Single 7 Day: | n/a | £20.5 | n/a |
| Auz/NZ - Single 17 day: | n/a | £26 | n/a |
| Auz/NZ - Family 7 Day: | n/a | £43.05 | n/a |
| Auz/NZ - Family 17 day: | n/a | £54.6 | n/a |
| Europe Example Quotes | |||
| Europe - Single 1 month: | £19.5 | n/a | £13 |
| Europe - Single 3 months: | £54 | n/a | £36 |
| Europe - Single 6 months: | £87 | n/a | £58 |
| Europe - Single 12 months: | £163.5 | n/a | £109 |
| Europe - Couple 1 month: | £37.05 | n/a | £24.7 |
| Europe - Couple 3 months: | £102.6 | n/a | £68.4 |
| Europe - Couple 6 months: | £165.3 | n/a | £110.2 |
| Europe - Couple 12 months: | £310.65 | n/a | £207.1 |
| Europe - Single 7 days: | n/a | £9 | n/a |
| Europe - Single 17 Days: | n/a | £11 | n/a |
| Europe - Family 7 Days: | n/a | £18.9 | n/a |
| Europe - Family 17 Days: | n/a | £23.1 | n/a |
| UK Example Quotes | |||
| UK - Single 7 Days: | n/a | £9 | n/a |
| UK - Single 17 Days: | n/a | £11 | n/a |
| UK - Family 7 Days: | n/a | £18.9 | n/a |
| UK - Family 17 Days: | n/a | £23.1 | n/a |
| USA Example Quotes | |||
| USA - Single 1 month: | £31.5 | n/a | £21 |
| USA - Single 3 months: | £84 | n/a | £56 |
| USA - Single 6 months: | £153 | n/a | £102 |
| USA - Single 12 months: | £255 | n/a | £170 |
| USA - Couple 1 month: | £59.85 | n/a | £39.9 |
| USA - Couple 3 months: | £159.6 | n/a | £106.4 |
| USA - Couple 6 months: | £290.7 | n/a | £193.8 |
| USA - Couple 12 months: | £484.5 | n/a | £323 |
| USA - Single 7 Days: | n/a | £23 | n/a |
| USA - Single 17 Days: | n/a | £27 | n/a |
| USA - Family 7 Days: | n/a | £48.3 | n/a |
| USA - Family 17 Days: | n/a | £56.7 | n/a |
| Worldwide Example Quotes | |||
| Wwide - Single 1 month: | £31.5 | n/a | £21 |
| Wwide - Single 3 months: | £84 | n/a | £56 |
| Wwide - Single 6 months: | £153 | n/a | £102 |
| Wwide - Single 12 months: | £255 | n/a | £170 |
| Wwide - Couple 1 month: | £59.85 | n/a | £39.9 |
| Wwide - Couple 3 months: | £159.6 | n/a | £106.4 |
| Wwide - Couple 6 months: | £290.7 | n/a | £193.8 |
| Wwide - Couple 12 months: | £484.5 | n/a | £323 |
| Wwide - Single 7 Days: | n/a | £20.5 | n/a |
| Wwide - Single 17 Days: | n/a | £26 | n/a |
| Wwide - Family 7 Days: | n/a | £43.05 | n/a |
| Wwide - Family 17 Days: | n/a | £54.6 | n/a |
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