Downunder Travel Insurance
Full product details for the Downunder Travel Insurance, including policy details, discounts, application criteria, medical cover, financial loss cover, wintersports cover, other cover, claims, excess, australia & new zealand example quotes, europe example quotes, uk example quotes, usa example quotes and worldwide example quotes.
 |  Compare Downunder travel insurance details against other travel insurance or use our travel insurance comparison tables. | ||
| Company: | Downunder www.duinsure.com | Downunder www.duinsure.com | Downunder www.duinsure.com |
| Product: | Adventurer Policy | Essentials | Backpacker Policy |
| details | details | details | |
| Quote via this site: | Not available | Not available | Not available |
| | | |
| Policy Details | |||
 Online Discount: | 0% | 0% | 0% |
| Underwriter: | AIG UK Limited | New Hampshire Insurance Company Ltd | AIG UK Limited |
| Europe Destinations: |  | | |
| Worldwide Destinations: | | | |
| USA Destinations: | | | |
| Max Trip Duration: | 545 | 31 | 545 |
| Discounts | |||
| No Baggage Discount: |  | n/a | |
| No Money Cover Discount: | | n/a | |
| Member Discount: | n/a | 0% | n/a |
| Child Discount: | n/a | | n/a |
| Application Criteria | |||
| Min Adult Age: | 19 years | 16 years | 19 years |
| Max Adult Age: | 45 years | 54 years | 45 years |
| Medical Cover | |||
| Medical Screening: | | | |
| Medical Expenses: | £5,000,000 | £2,000,000 | £2,000,000 |
| PA - Death: | £10,000 | £5,000 | £5,000 |
| PA - PTD: | £25,000 | £15,000 | £15,000 |
| Hospital Benefit - Max: | £0 | £0 | £0 |
| Hospital Benefit - Day: | £0 | £0 | £0 |
| Cosmetic Surgery: | £0 | £0 | £0 |
| Dental Emergency: | £250 | £250 | £250 |
| UK Physiotherapy: | £0 | £0 | £0 |
| Overseas Funeral Costs: | £5,000 | £5,000 | £5,000 |
| Remains Transportation: | £5,000 | £5,000 | £5,000 |
| Financial Loss Cover | |||
| Money - Max: | £350 | £0 | £200 |
| Money - Cash: | £250 | £0 | £100 |
| Cash Advance: | 0 | 0 | 0 |
| Legal Expenses: | £10,000 | £5,000 | £5,000 |
| Loss of Passport: | £150 | £0 | £50 |
| Loss of Driving Licence: | £0 | £0 | £0 |
| Mugging: | £0 | £0 | £0 |
| Hijack Benefit: | £0 | £0 | £0 |
| Wintersports Cover | |||
| Max Winter Sports Total: | 0 days | n/a | 0 days |
| Winter Sports Cover: | | | |
| Winter Sports Equipment: | £0 | £0 | £0 |
| W/S Baggage Basis: | no cover | no cover | no cover |
| Own Equipment: | £0 | £0 | £0 |
| Hired Equipment: | £0 | £0 | £0 |
| Ski Pack: | £0 | £0 | £0 |
| Loss of Ski Pass: | £0 | £0 | £0 |
| Piste Closure - Total: | £0 | £0 | £0 |
| Piste Closure - Per Day: | £0 | £0 | £0 |
| Piste Closure - Travel: | £0 | £0 | £0 |
| Avalanche Delay: | £0 | £0 | £0 |
| Ski Hire - Total: | £0 | £0 | £0 |
| Ski Hire - Daily: | £0 | £0 | £0 |
| Other Cover | |||
| UK Return: | | n/a | |
| Repatriation Service: | | | |
| Baggage - Basis: | wear and tear | n/a | wear and tear |
| Baggage - Total: | £1,250 | £0 | £1,000 |
| Baggage - Single Article: | £150 | £0 | £100 |
| Baggage - Valuables: | £200 | £0 | £100 |
| Baggage - Delay: | £50 | £0 | £25 |
| Cancellation/Curtailment: | £2,000 | £0 | £1,000 |
| Missed Departure: | £300 | £0 | £100 |
| Delay - Max: | £100 | £0 | £50 |
| Delay - 1st 12 hours: | £20 | £0 | £10 |
| Delay - subs 12 hours: | £10 | £0 | £10 |
| Travel Abandonment: | £1,500 | £0 | £0 |
| Personal Liability: | £2,000,000 | £2,000,000 | £2,000,000 |
| Extended Kennel Fees: | £0 | £0 | £0 |
| Catastrophe Delay: | £0 | £0 | £0 |
| Pre-Travel Service: | | | |
| Emergency Assistance: | | | |
| Additional Activities: | | | |
| Claims Receipt Limit: | £50 | n/a | £50 |
| General Exclusions: | click here | click here | click here |
| Terrorism Exclusion: | no exclusion | no exclusion | no exclusion |
| Extent of Terrorism cover: | full cover | full cover | full cover |
| Date Exclusion?: | | | |
| Claims | |||
| Basis of Settlement: | click here | click here | click here |
| General Conditions: | click here | click here | click here |
| Excess | |||
| Excess Basis: | section | section | section |
| Medical Expenses XS: | £85 | £85 | £85 |
| EHIC Medical XS Waiver: | | | |
| Baggage XS: | £60 | n/a | £60 |
| Money XS: | £50 | n/a | £50 |
| Cancellation XS: | £60 | n/a | £60 |
| Curtailment XS: | £50 | n/a | £50 |
| Abandonment XS: | £50 | n/a | n/a |
| Delayed Baggage XS: | £0 | n/a | £0 |
| Loss of Deposit XS: | £50 | n/a | £50 |
| Personal Liability XS: | £100 | £100 | £100 |
| Legal Expenses XS: | £100 | £100 | £100 |
| Australia & New Zealand Example Quotes | |||
| Aus/NZ - Single 1 month: | £31 | n/a | £25 |
| Aus/NZ - Single 3 months: | £61 | n/a | £52 |
| Aus/NZ - Single 6 months: | £112 | n/a | £96 |
| Aus/NZ - Single 12 months: | £201 | n/a | £162 |
| Aus/NZ - Couple 1 month: | £62 | n/a | £50 |
| Aus/NZ - Couple 3 months: | £122 | n/a | £104 |
| Aus/NZ - Couple 6 months: | £224 | n/a | £192 |
| Aus/NZ - Couple 12 months: | £402 | n/a | £324 |
| Auz/NZ - Single 7 Day: | n/a | £11 | n/a |
| Auz/NZ - Single 17 day: | n/a | £19 | n/a |
| Auz/NZ - Family 7 Day: | n/a | £33 | n/a |
| Auz/NZ - Family 17 day: | n/a | £57 | n/a |
| Europe Example Quotes | |||
| Europe - Single 1 month: | £20 | n/a | £16 |
| Europe - Single 3 months: | £48 | n/a | £38 |
| Europe - Single 6 months: | £88 | n/a | £70 |
| Europe - Single 12 months: | £157 | n/a | £126 |
| Europe - Couple 1 month: | £40 | n/a | £32 |
| Europe - Couple 3 months: | £96 | n/a | £76 |
| Europe - Couple 6 months: | £176 | n/a | £140 |
| Europe - Couple 12 months: | £314 | n/a | £252 |
| Europe - Single 7 days: | n/a | £10 | n/a |
| Europe - Single 17 Days: | n/a | £11 | n/a |
| Europe - Family 7 Days: | n/a | £30 | n/a |
| Europe - Family 17 Days: | n/a | £33 | n/a |
| UK Example Quotes | |||
| UK - Single 7 Days: | n/a | £5 | n/a |
| UK - Single 17 Days: | n/a | £6 | n/a |
| UK - Family 7 Days: | n/a | £15 | n/a |
| UK - Family 17 Days: | n/a | £18 | n/a |
| USA Example Quotes | |||
| USA - Single 1 month: | £40 | n/a | £31 |
| USA - Single 3 months: | £86 | n/a | £67 |
| USA - Single 6 months: | £160 | n/a | £124 |
| USA - Single 12 months: | £293 | n/a | £246 |
| USA - Couple 1 month: | £80 | n/a | £62 |
| USA - Couple 3 months: | £172 | n/a | £134 |
| USA - Couple 6 months: | £320 | n/a | £248 |
| USA - Couple 12 months: | £586 | n/a | £492 |
| USA - Single 7 Days: | n/a | £13 | n/a |
| USA - Single 17 Days: | n/a | £21 | n/a |
| USA - Family 7 Days: | n/a | £39 | n/a |
| USA - Family 17 Days: | n/a | £63 | n/a |
| Worldwide Example Quotes | |||
| Wwide - Single 1 month: | £45 | n/a | £28 |
| Wwide - Single 3 months: | £78 | n/a | £30 |
| Wwide - Single 6 months: | £145 | n/a | £111 |
| Wwide - Single 12 months: | £279 | n/a | £214 |
| Wwide - Couple 1 month: | £90 | n/a | £56 |
| Wwide - Couple 3 months: | £156 | n/a | £60 |
| Wwide - Couple 6 months: | £290 | n/a | £222 |
| Wwide - Couple 12 months: | £558 | n/a | £428 |
| Wwide - Single 7 Days: | n/a | £13 | n/a |
| Wwide - Single 17 Days: | n/a | £21 | n/a |
| Wwide - Family 7 Days: | n/a | £39 | n/a |
| Wwide - Family 17 Days: | n/a | £63 | n/a |
Compare Downunder Travel Insurance
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