Diamond Travel Insurance
Full product details for the Diamond Travel Insurance, including policy details, discounts, application criteria, medical cover, financial loss cover, wintersports cover, other cover, claims, excess, australia & new zealand example quotes, europe example quotes, uk example quotes, usa example quotes and worldwide example quotes.
 |  Compare Diamond travel insurance details against other travel insurance or use our travel insurance comparison tables.Did you know Diamond also provide home insurance and breakdown cover? | ||
| Company: | Diamond www.diamond-travelinsurance.co.uk | Diamond www.diamond-travelinsurance.co.uk | Diamond www.diamond-travelinsurance.co.uk |
| Product: | Annual Multi Trip | Backpacker | Single Trip |
| details | details | details | |
| Quote via this site: | Not available | Not available | Not available |
| | | |
| Policy Details | |||
 Online Discount: | 0% | 0% | 0% |
| Underwriter: | Inter Partner Assistance S.A | Inter Partner Assistance S.A | Inter Partner Assistance S.A |
| Europe Destinations: |  | | |
| Worldwide Destinations: | | | |
| USA Destinations: | | | |
| Max Trip Duration: | 45 | 365 | 31 |
| Discounts | |||
| No Claim Discount: |  | n/a | n/a |
| No Baggage Discount: | | | |
| No Money Cover Discount: | | | |
| Member Discount: | 0% | n/a | 0% |
| No Cancellation Discount: | n/a | n/a | |
| Child Discount: | | n/a | |
| NCD - 1 Year: | 0% | n/a | n/a |
| NCD - 2 Years: | 0% | n/a | n/a |
| NCD - 3 Years: | 0% | n/a | n/a |
| Application Criteria | |||
| Min Adult Age: | 18 years | 18 years | 18 years |
| Max Adult Age: | 65 years | 45 years | 75 years |
| Max w/s Age: | 65 | n/a | 65 |
| Medical Cover | |||
| Medical Screening: | | | |
| Medical Expenses: | £10,000,000 | £3,000,000 | £10,000,000 |
| PA - Death: | £5,000 | £5,000 | £5,000 |
| PA - PTD: | £25,000 | £10,000 | £25,000 |
| Hospital Benefit - Max: | £600 | £0 | £600 |
| Hospital Benefit - Day: | £15 | £0 | £15 |
| Cosmetic Surgery: | £0 | £0 | £0 |
| Dental Emergency: | £200 | £200 | £200 |
| UK Physiotherapy: | £0 | £0 | £0 |
| Overseas Funeral Costs: | £5,000 | £5,000 | £5,000 |
| Remains Transportation: | up to medical si | up to medical si | up to medical si |
| Financial Loss Cover | |||
| Money - Max: | £500 | £200 | £500 |
| Money - Cash: | £300 | £200 | £300 |
| Cash Advance: | 0 | 0 | 0 |
| Legal Expenses: | £25,000 | £25,000 | £25,000 |
| Loss of Passport: | £250 | £100 | £250 |
| Loss of Driving Licence: | £300 | £200 | £300 |
| Mugging: | £400 | £0 | £400 |
| Hijack Benefit: | £0 | £0 | £0 |
| Wintersports Cover | |||
| Max Winter Sports Total: | n/a | 0 days | n/a |
| Winter Sports Cover: | standard | | optional |
| Winter Sports Equipment: | £1,000 | £0 | £1,000 |
| W/S Baggage Basis: | additional | no cover | additional |
| Own Equipment: | £1,000 | £0 | £1,000 |
| Hired Equipment: | £500 | £0 | £500 |
| Ski Pack: | £300 | £0 | £300 |
| Loss of Ski Pass: | £0 | £0 | £0 |
| Piste Closure - Total: | £300 | £0 | £300 |
| Piste Closure - Per Day: | £20 | £0 | £20 |
| Piste Closure - Travel: | £20 | £0 | £20 |
| Avalanche Delay: | £300 | £0 | £300 |
| Ski Hire - Total: | £200 | £0 | £200 |
| Ski Hire - Daily: | £20 | £0 | £20 |
| Off Piste Allowed?: | | n/a | |
| Other Cover | |||
| UK Return: | n/a | | n/a |
| Repatriation Service: | | | |
| Baggage - Basis: | wear and tear | wear and tear | wear and tear |
| Baggage - Total: | £1,500 | £1,000 | £1,500 |
| Baggage - Single Article: | £250 | £150 | £250 |
| Baggage - Valuables: | £250 | £150 | £250 |
| Baggage - Delay: | £150 | £0 | £150 |
| Cancellation/Curtailment: | £5,000 | £2,000 | £5,000 |
| Missed Departure: | £1,000 | £800 | £1,000 |
| Delay - Max: | £300 | £0 | £300 |
| Delay - 1st 12 hours: | £20 | £0 | £20 |
| Delay - subs 12 hours: | £20 | £0 | £20 |
| Travel Abandonment: | £3,000 | £2,000 | £3,000 |
| Personal Liability: | £2,000,000 | £2,000,000 | £2,000,000 |
| Extended Kennel Fees: | £100 | £0 | £100 |
| Catastrophe Delay: | £1,000 | £0 | £1,000 |
| Pre-Travel Service: | | | |
| Emergency Assistance: | | | |
| Additional Activities: | | | |
| Claims Receipt Limit: | £50 | £50 | £50 |
| General Exclusions: | click here | click here | click here |
| Terrorism Exclusion: | partial exclusion | partial exclusion | partial exclusion |
| Extent of Terrorism cover: | medical,pa | medical,pa | medical,pa |
| Date Exclusion?: | | | |
| Claims | |||
| Basis of Settlement: | click here | click here | click here |
| General Conditions: | click here | click here | click here |
| Excess | |||
| Excess Basis: | section | section | section |
| Medical Expenses XS: | £75 | £125 | £75 |
| EHIC Medical XS Waiver: | | | |
| Baggage XS: | £75 | £75 | £75 |
| Money XS: | £75 | £75 | £75 |
| Cancellation XS: | £75 | £75 | £75 |
| Curtailment XS: | £75 | £75 | £75 |
| Abandonment XS: | £75 | £75 | £75 |
| Delayed Baggage XS: | £0 | n/a | £0 |
| Loss of Deposit XS: | £20 | £20 | £20 |
| Personal Liability XS: | £250 | £250 | £250 |
| Legal Expenses XS: | £250 | £250 | £250 |
| XS Waiver Loading: | varies | n/a | varies |
| Australia & New Zealand Example Quotes | |||
| Aus/NZ - Single 1 month: | n/a | £16.49 | n/a |
| Aus/NZ - Single 3 months: | n/a | £44.83 | n/a |
| Aus/NZ - Single 6 months: | n/a | £73.18 | n/a |
| Aus/NZ - Single 12 months: | n/a | £120.47 | n/a |
| Aus/NZ - Couple 1 month: | n/a | £32.98 | n/a |
| Aus/NZ - Couple 3 months: | n/a | £89.66 | n/a |
| Aus/NZ - Couple 6 months: | n/a | £146.36 | n/a |
| Aus/NZ - Couple 12 months: | n/a | £240.94 | n/a |
| Auz/NZ - Single 7 Day: | n/a | n/a | £19.27 |
| Auz/NZ - Single 17 day: | n/a | n/a | £21.34 |
| Auz/NZ - Family 7 Day: | n/a | n/a | £43.36 |
| Auz/NZ - Family 17 day: | n/a | n/a | £48.02 |
| Auz/NZ - Single: | £50.29 | n/a | n/a |
| Auz/NZ - Couple: | £81.69 | n/a | n/a |
| Auz/NZ - Family: | £87.98 | n/a | n/a |
| Auz/NZ - Single & w/s: | £56.53 | n/a | n/a |
| Auz/NZ - Couple & w/s: | £87.98 | n/a | n/a |
| Auz/NZ - Family & w/s: | £87.98 | n/a | n/a |
| Europe Example Quotes | |||
| Europe - Single 1 month: | n/a | £9.9 | n/a |
| Europe - Single 3 months: | n/a | £32.15 | n/a |
| Europe - Single 6 months: | n/a | £54.32 | n/a |
| Europe - Single 12 months: | n/a | £91.2 | n/a |
| Europe - Couple 1 month: | n/a | £19.8 | n/a |
| Europe - Couple 3 months: | n/a | £64.3 | n/a |
| Europe - Couple 6 months: | n/a | £108.64 | n/a |
| Europe - Couple 12 months: | n/a | £182.4 | n/a |
| Europe - Single 7 days: | n/a | n/a | £13.12 |
| Europe - Single 17 Days: | n/a | n/a | £14.1 |
| Europe - Family 7 Days: | n/a | n/a | £29.51 |
| Europe - Family 17 Days: | n/a | n/a | £31.73 |
| Europe - Single: | £37.73 | n/a | n/a |
| Europe - Couple: | £62.83 | n/a | n/a |
| Europe - Family: | £75.41 | n/a | n/a |
| Europe - Single & w/sport: | £48.88 | n/a | n/a |
| Europe - Couple & w/sport: | £75.41 | n/a | n/a |
| Europe - Family & w/sport: | £75.41 | n/a | n/a |
| UK Example Quotes | |||
| UK - Single 7 Days: | n/a | n/a | £7.71 |
| UK - Single 17 Days: | n/a | n/a | £8.99 |
| UK - Family 7 Days: | n/a | n/a | £17.35 |
| UK - Family 17 Days: | n/a | n/a | £20.24 |
| UK - Single: | £37.73 | n/a | n/a |
| UK - Couple: | £62.83 | n/a | n/a |
| UK - Family: | £75.41 | n/a | n/a |
| UK - Single & w/sport: | £48.88 | n/a | n/a |
| UK - Couple & w/sport: | £75.41 | n/a | n/a |
| UK - Family & w/sport: | £75.41 | n/a | n/a |
| USA Example Quotes | |||
| USA - Single 1 month: | n/a | £21.04 | n/a |
| USA - Single 3 months: | n/a | £57.3 | n/a |
| USA - Single 6 months: | n/a | £93.48 | n/a |
| USA - Single 12 months: | n/a | £153.95 | n/a |
| USA - Couple 1 month: | n/a | £42.08 | n/a |
| USA - Couple 3 months: | n/a | £114.6 | n/a |
| USA - Couple 6 months: | n/a | £186.96 | n/a |
| USA - Couple 12 months: | n/a | £307.9 | n/a |
| USA - Single 7 Days: | n/a | n/a | £24.4 |
| USA - Single 17 Days: | n/a | n/a | £25.68 |
| USA - Family 7 Days: | n/a | n/a | £54.89 |
| USA - Family 17 Days: | n/a | n/a | £57.78 |
| USA - Single: | £50.29 | n/a | n/a |
| USA - Couple: | £81.69 | n/a | n/a |
| USA - Family: | £87.98 | n/a | n/a |
| USA - Single & w/sport: | £56.53 | n/a | n/a |
| USA - Couple & w/sport: | £87.98 | n/a | n/a |
| USA - Family & w/sport: | £87.98 | n/a | n/a |
| Worldwide Example Quotes | |||
| Wwide - Single 1 month: | n/a | £21.04 | n/a |
| Wwide - Single 3 months: | n/a | £57.3 | n/a |
| Wwide - Single 6 months: | n/a | £93.48 | n/a |
| Wwide - Single 12 months: | n/a | £153.95 | n/a |
| Wwide - Couple 1 month: | n/a | £42.08 | n/a |
| Wwide - Couple 3 months: | n/a | £114.6 | n/a |
| Wwide - Couple 6 months: | n/a | £186.96 | n/a |
| Wwide - Couple 12 months: | n/a | £307.9 | n/a |
| Wwide - Single 7 Days: | n/a | n/a | £24.4 |
| Wwide - Single 17 Days: | n/a | n/a | £25.68 |
| Wwide - Family 7 Days: | n/a | n/a | £54.89 |
| Wwide - Family 17 Days: | n/a | n/a | £57.78 |
| Wwide ex USA - Single: | £50.29 | n/a | n/a |
| Wwide ex USA - Couple: | £81.69 | n/a | n/a |
| Wwide ex USA - Family: | £87.98 | n/a | n/a |
| Wwide ex USA - Single & w: | £56.53 | n/a | n/a |
| Wwide ex USA - Couple & w: | £87.98 | n/a | n/a |
| Wwide ex USA - Family & w: | £87.98 | n/a | n/a |
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