Columbus Travel Insurance
Full product details for the Columbus Travel Insurance, including policy details, discounts, application criteria, medical cover, financial loss cover, wintersports cover, other cover, claims, excess, australia & new zealand example quotes, europe example quotes, uk example quotes, usa example quotes and worldwide example quotes. Apply online now.
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| Company: | Columbus Direct www.columbusdirect.co.uk | Columbus Direct www.columbusdirect.co.uk | Columbus Direct www.columbusdirect.co.uk |
| Product: | Single Trip - Standard | Annual - Super | Single Trip - Super |
| details | details | details | |
| Quote via this site: |  | | |
| | | |
| Policy Details | |||
 Online Discount: | 0% | 0% | 0% |
| Underwriter: | Professional Travel Insurance Company | Professional Travel Insurance Company | Professional Travel Insurance Company |
| Europe Destinations: | yes | yes | yes |
| Worldwide Destinations: | yes | yes | yes |
| USA Destinations: | yes | yes | yes |
| Max Trip Duration: | 31 | 60 | 31 |
| Discounts | |||
| No Claim Discount: | n/a | no | n/a |
| No Baggage Discount: | no | no | no |
| No Money Cover Discount: | n/a | no | no |
| Member Discount: | 0% | 0% | 0% |
| No Cancellation Discount: | no | n/a | no |
| Child Discount: | yes | yes | yes |
| NCD - 1 Year: | n/a | 0% | n/a |
| NCD - 2 Years: | n/a | 0% | n/a |
| NCD - 3 Years: | n/a | 0% | n/a |
| Application Criteria | |||
| Min Adult Age: | 19 years | 19 years | 19 years |
| Max Adult Age: | 64 years | 64 years | 64 years |
| Max w/s Age: | n/a | 64 | n/a |
| Medical Cover | |||
| Medical Screening: | yes | yes | yes |
| Medical Expenses: | £1,000,000 | £10,000,000 | £10,000,000 |
| PA - Death: | £15,000 | £25,000 | £25,000 |
| PA - PTD: | £15,000 | £25,000 | £25,000 |
| Hospital Benefit - Max: | £1,000 | £1,000 | £1,000 |
| Hospital Benefit - Day: | £25 | £25 | £25 |
| Cosmetic Surgery: | £0 | £0 | £0 |
| Dental Emergency: | £200 | £200 | £200 |
| UK Physiotherapy: | £0 | £0 | £0 |
| Overseas Funeral Costs: | £3,000 | £1,000 | £3,000 |
| Remains Transportation: | £3,000 | £3,000 | £3,000 |
| Financial Loss Cover | |||
| Money - Max: | £0 | £500 | £500 |
| Money - Cash: | £0 | £100 | £100 |
| Cash Advance: | 0 | 0 | 0 |
| Legal Expenses: | £10,000 | £25,000 | £25,000 |
| Loss of Passport: | £150 | £250 | £250 |
| Loss of Driving Licence: | £150 | £150 | £150 |
| Mugging: | £0 | £0 | £0 |
| Hijack Benefit: | £1,000 | £2,000 | £2,000 |
| Wintersports Cover | |||
| Winter Sports Cover: | no | standard | no |
| Winter Sports Equipment: | £0 | £500 | £0 |
| W/S Baggage Basis: | no cover | additional | no cover |
| Own Equipment: | £0 | £500 | £0 |
| Hired Equipment: | £0 | £300 | £0 |
| Ski Pack: | £0 | £300 | £0 |
| Loss of Ski Pass: | £0 | £300 | £0 |
| Piste Closure - Total: | £0 | £400 | £0 |
| Piste Closure - Per Day: | £0 | £20 | £0 |
| Piste Closure - Travel: | £0 | £20 | £0 |
| Avalanche Delay: | £0 | £0 | £0 |
| Ski Hire - Total: | £0 | £400 | £0 |
| Ski Hire - Daily: | £0 | £20 | £0 |
| Off Piste Allowed?: | n/a | yes | n/a |
| Other Cover | |||
| Repatriation Service: | yes | yes | yes |
| Baggage - Basis: | wear and tear | wear and tear | wear and tear |
| Baggage - Total: | £500 | £2,500 | £2,000 |
| Baggage - Single Article: | £250 | £250 | £250 |
| Baggage - Valuables: | £0 | £250 | £250 |
| Baggage - Delay: | £25 | £75 | £75 |
| Cancellation/Curtailment: | £1,000 | £5,000 | £3,000 |
| Missed Departure: | £300 | £600 | £600 |
| Delay - Max: | £100 | £105 | £105 |
| Delay - 1st 12 hours: | £10 | £25 | £25 |
| Delay - subs 12 hours: | £10 | £10 | £10 |
| Travel Abandonment: | £1,000 | £5,000 | £3,000 |
| Personal Liability: | £1,000,000 | £2,000,000 | £2,000,000 |
| Extended Kennel Fees: | £0 | £0 | £0 |
| Catastrophe Delay: | £0 | £0 | £0 |
| Pre-Travel Service: | no | no | no |
| Emergency Assistance: | yes | yes | yes |
| Additional Activities: | no | no | no |
| Claims Receipt Limit: | £50 | £50 | £50 |
| General Exclusions: | click here | click here | click here |
| Terrorism Exclusion: | partial exclusion | partial exclusion | partial exclusion |
| Extent of Terrorism cover: | medical,pa | medical,pa | medical,pa |
| Date Exclusion?: | no | no | no |
| Claims | |||
| Basis of Settlement: | click here | click here | click here |
| General Conditions: | click here | click here | click here |
| Excess | |||
| Excess Basis: | section | section | section |
| Medical Expenses XS: | £50 | £50 | £50 |
| EHIC Medical XS Waiver: | no | yes | no |
| Baggage XS: | £50 | £50 | £50 |
| Money XS: | n/a | £50 | £50 |
| Cancellation XS: | £50 | £50 | £50 |
| Curtailment XS: | £50 | £50 | £50 |
| Abandonment XS: | £50 | £50 | £50 |
| Delayed Baggage XS: | £50 | £50 | £50 |
| Loss of Deposit XS: | £20 | £20 | £20 |
| Personal Liability XS: | £100 | £100 | £100 |
| Legal Expenses XS: | £200 | £200 | £200 |
| Australia & New Zealand Example Quotes | |||
| Auz/NZ - Single 7 Day: | £19.32 | n/a | £20.64 |
| Auz/NZ - Single 17 day: | £21.84 | n/a | £23.80 |
| Auz/NZ - Family 7 Day: | £48.30 | n/a | £51.60 |
| Auz/NZ - Family 17 day: | £54.60 | n/a | £59.54 |
| Auz/NZ - Single: | n/a | £65 | n/a |
| Auz/NZ - Couple: | n/a | £75 | n/a |
| Auz/NZ - Family: | n/a | £85 | n/a |
| Auz/NZ - Single & w/s: | n/a | £65 | n/a |
| Auz/NZ - Couple & w/s: | n/a | £75 | n/a |
| Auz/NZ - Family & w/s: | n/a | £85 | n/a |
| Europe Example Quotes | |||
| Europe - Single 7 days: | £9.95 | n/a | £12.35 |
| Europe - Single 17 Days: | £10 | n/a | £14.75 |
| Europe - Family 7 Days: | £22.14 | n/a | £24.88 |
| Europe - Family 17 Days: | £24.88 | n/a | £26.52 |
| Europe - Single: | n/a | £45 | n/a |
| Europe - Couple: | n/a | £65 | n/a |
| Europe - Family: | n/a | £76 | n/a |
| Europe - Single & w/sport: | n/a | £45 | n/a |
| Europe - Couple & w/sport: | n/a | £65 | n/a |
| Europe - Family & w/sport: | n/a | £76 | n/a |
| UK Example Quotes | |||
| UK - Single 7 Days: | £6.30 | n/a | £7.88 |
| UK - Single 17 Days: | £6.83 | n/a | £9.45 |
| UK - Family 7 Days: | £15.75 | n/a | £19.69 |
| UK - Family 17 Days: | £17.06 | n/a | £23.63 |
| UK - Single: | n/a | £45 | n/a |
| UK - Couple: | n/a | £65 | n/a |
| UK - Family: | n/a | £76 | n/a |
| UK - Single & w/sport: | n/a | £45 | n/a |
| UK - Couple & w/sport: | n/a | £65 | n/a |
| UK - Family & w/sport: | n/a | £76 | n/a |
| USA Example Quotes | |||
| USA - Single 7 Days: | £23.10 | n/a | £28.45 |
| USA - Single 17 Days: | £29.40 | n/a | £32.65 |
| USA - Family 7 Days: | £57.75 | n/a | £62 |
| USA - Family 17 Days: | £73.50 | n/a | £86 |
| USA - Single: | n/a | £65 | n/a |
| USA - Couple: | n/a | £75 | n/a |
| USA - Family: | n/a | £85 | n/a |
| USA - Single & w/sport: | n/a | £65 | n/a |
| USA - Couple & w/sport: | n/a | £75 | n/a |
| USA - Family & w/sport: | n/a | £85 | n/a |
| Worldwide Example Quotes | |||
| Wwide - Single 7 Days: | £23.10 | n/a | £28.45 |
| Wwide - Single 17 Days: | £29.40 | n/a | £32.65 |
| Wwide - Family 7 Days: | £57.75 | n/a | £62 |
| Wwide - Family 17 Days: | £73.50 | n/a | £86 |
| Wwide ex USA - Single: | n/a | £65 | n/a |
| Wwide ex USA - Couple: | n/a | £75 | n/a |
| Wwide ex USA - Family: | n/a | £85 | n/a |
| Wwide ex USA - Single & w: | n/a | £65 | n/a |
| Wwide ex USA - Couple & w: | n/a | £75 | n/a |
| Wwide ex USA - Family & w: | n/a | £85 | n/a |
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