AIG Direct Travel Insurance
Full product details for the AIG Direct Travel Insurance, including policy details, discounts, application criteria, medical cover, financial loss cover, wintersports cover, other cover, claims, excess, australia & new zealand example quotes, europe example quotes, uk example quotes, usa example quotes and worldwide example quotes.
 |  Compare AIG Direct travel insurance details against other travel insurance or use our travel insurance comparison tables.Did you know AIG Direct also provide home insurance? | ||
| Company: | AIG Direct www.aigdirecttravel.co.uk | AIG Direct www.aigdirecttravel.co.uk | AIG Direct www.aigdirecttravel.co.uk |
| Product: | Platinum Cover | Platinum Cover | Silver Cover |
| details | details | details | |
| Quote via this site: | Not available | Not available | Not available |
| | | |
| Policy Details | |||
 Online Discount: | 10% | 10% | 10% |
| Underwriter: | AIG UK Limited | AIG UK Limited | AIG UK Limited |
| Europe Destinations: |  | | |
| Worldwide Destinations: | | | |
| USA Destinations: | | | |
| Max Trip Duration: | 365 | 31 | 31 |
| Discounts | |||
| No Baggage Discount: |  | | |
| No Money Cover Discount: | | | |
| Member Discount: | n/a | 0% | 0% |
| No Cancellation Discount: | n/a | | |
| Child Discount: | n/a | | |
| Application Criteria | |||
| Min Adult Age: | 18 years | 18 years | 18 years |
| Max Adult Age: | 35 years | 64 years | 64 years |
| Max w/s Age: | n/a | 64 | 64 |
| Medical Cover | |||
| Medical Screening: | | | |
| Medical Expenses: | £1,000,000 | £10,000,000 | £2,000,000 |
| PA - Death: | £5,000 | £30,000 | £10,000 |
| PA - PTD: | £5,000 | £30,000 | £10,000 |
| Hospital Benefit - Max: | £0 | £3,000 | £0 |
| Hospital Benefit - Day: | £0 | £10 | £0 |
| Cosmetic Surgery: | £0 | £0 | £0 |
| Dental Emergency: | £250 | £250 | £250 |
| UK Physiotherapy: | £0 | £0 | £0 |
| Overseas Funeral Costs: | £2,000 | £2,000 | £2,000 |
| Remains Transportation: | £5,000 | £5,000 | £5,000 |
| Financial Loss Cover | |||
| Money - Max: | £0 | £500 | £150 |
| Money - Cash: | £0 | £300 | £100 |
| Cash Advance: | 0 | 0 | 0 |
| Legal Expenses: | £5,000 | £50,000 | £5,000 |
| Loss of Passport: | £150 | £300 | £150 |
| Loss of Driving Licence: | £0 | £0 | £0 |
| Mugging: | £0 | £0 | £0 |
| Hijack Benefit: | £0 | £0 | £0 |
| Wintersports Cover | |||
| Max Winter Sports Total: | 0 days | n/a | n/a |
| Winter Sports Cover: | | optional | optional |
| Winter Sports Equipment: | £0 | £500 | £500 |
| W/S Baggage Basis: | no cover | additional | additional |
| Own Equipment: | £0 | £500 | £500 |
| Hired Equipment: | £0 | £500 | £500 |
| Ski Pack: | £0 | £200 | £200 |
| Loss of Ski Pass: | £0 | £200 | £200 |
| Piste Closure - Total: | £0 | £200 | £200 |
| Piste Closure - Per Day: | £0 | £20 | £20 |
| Piste Closure - Travel: | £0 | £20 | £20 |
| Avalanche Delay: | £0 | £250 | £250 |
| Ski Hire - Total: | £0 | £200 | £200 |
| Ski Hire - Daily: | £0 | £25 | £25 |
| Off Piste Allowed?: | n/a | restricted | restricted |
| Other Cover | |||
| UK Return: | | n/a | n/a |
| Repatriation Service: | | | |
| Baggage - Basis: | wear and tear | wear and tear | wear and tear |
| Baggage - Total: | £500 | £2,500 | £500 |
| Baggage - Single Article: | £100 | £300 | £100 |
| Baggage - Valuables: | £100 | £400 | £100 |
| Baggage - Delay: | £0 | £300 | £150 |
| Cancellation/Curtailment: | £1,000 | up to holiday cost | £1,000 |
| Missed Departure: | £300 | £1,000 | £300 |
| Delay - Max: | £0 | £500 | £0 |
| Delay - 1st 12 hours: | £0 | £10 | £0 |
| Delay - subs 12 hours: | £0 | £10 | £0 |
| Travel Abandonment: | £0 | up to holiday cost | £0 |
| Personal Liability: | £500,000 | £2,000,000 | £500,000 |
| Extended Kennel Fees: | £0 | £500 | £0 |
| Catastrophe Delay: | £0 | £500 | £0 |
| Pre-Travel Service: | | | |
| Emergency Assistance: | | | |
| Additional Activities: | | | |
| Claims Receipt Limit: | £0 | £0 | £0 |
| General Exclusions: | click here | click here | click here |
| Terrorism Exclusion: | no exclusion | no exclusion | no exclusion |
| Extent of Terrorism cover: | full cover | full cover | full cover |
| Date Exclusion?: | | | |
| Claims | |||
| Basis of Settlement: | click here | click here | click here |
| General Conditions: | cilck here | click here | click here |
| Excess | |||
| Excess Basis: | section | section | section |
| Medical Expenses XS: | £75 | £0 | £75 |
| EHIC Medical XS Waiver: | n/a | n/a | |
| Baggage XS: | £50 | £0 | £50 |
| Money XS: | n/a | £0 | £50 |
| Cancellation XS: | £50 | £0 | £50 |
| Curtailment XS: | £50 | £0 | £50 |
| Abandonment XS: | n/a | £0 | £0 |
| Delayed Baggage XS: | n/a | £0 | £0 |
| Loss of Deposit XS: | £50 | £0 | £50 |
| Personal Liability XS: | £250 | £0 | £250 |
| Legal Expenses XS: | £250 | £0 | £250 |
| Australia & New Zealand Example Quotes | |||
| Aus/NZ - Single 1 month: | £135 | n/a | n/a |
| Aus/NZ - Single 3 months: | £135 | n/a | n/a |
| Aus/NZ - Single 6 months: | £207 | n/a | n/a |
| Aus/NZ - Couple 1 month: | £270 | n/a | n/a |
| Aus/NZ - Couple 3 months: | £270 | n/a | n/a |
| Aus/NZ - Couple 6 months: | £414 | n/a | n/a |
| Auz/NZ - Single 7 Day: | n/a | £35.1 | £19.8 |
| Auz/NZ - Single 17 day: | n/a | £39.6 | £22.5 |
| Auz/NZ - Family 7 Day: | n/a | £70.2 | £39.6 |
| Auz/NZ - Family 17 day: | n/a | £79.2 | £45 |
| Europe Example Quotes | |||
| Europe - Single 1 month: | £52.2 | n/a | n/a |
| Europe - Single 3 months: | £52.2 | n/a | n/a |
| Europe - Single 6 months: | £74.7 | n/a | n/a |
| Europe - Couple 1 month: | £104.4 | n/a | n/a |
| Europe - Couple 3 months: | £104.4 | n/a | n/a |
| Europe - Couple 6 months: | £149.4 | n/a | n/a |
| Europe - Single 7 days: | n/a | £21.6 | £9.9 |
| Europe - Single 17 Days: | n/a | £23.4 | £11.7 |
| Europe - Family 7 Days: | n/a | £43.2 | £19.8 |
| Europe - Family 17 Days: | n/a | £46.8 | £23.4 |
| UK Example Quotes | |||
| UK - Single 7 Days: | n/a | n/a | £5.31 |
| UK - Single 17 Days: | n/a | n/a | £6.66 |
| UK - Family 7 Days: | n/a | n/a | £10.62 |
| UK - Family 17 Days: | n/a | n/a | £13.32 |
| USA Example Quotes | |||
| USA - Single 1 month: | £135 | n/a | n/a |
| USA - Single 3 months: | £135 | n/a | n/a |
| USA - Single 6 months: | £207 | n/a | n/a |
| USA - Couple 1 month: | £270 | n/a | n/a |
| USA - Couple 3 months: | £270 | n/a | n/a |
| USA - Couple 6 months: | £414 | n/a | n/a |
| USA - Single 7 Days: | n/a | £37.8 | £26.1 |
| USA - Single 17 Days: | n/a | £45.9 | £30.6 |
| USA - Family 7 Days: | n/a | £75.6 | £52.2 |
| USA - Family 17 Days: | n/a | £91.8 | £61.2 |
| Worldwide Example Quotes | |||
| Wwide - Single 1 month: | £135 | n/a | n/a |
| Wwide - Single 3 months: | £135 | n/a | n/a |
| Wwide - Single 6 months: | £207 | n/a | n/a |
| Wwide - Couple 1 month: | £270 | n/a | n/a |
| Wwide - Couple 3 months: | £270 | n/a | n/a |
| Wwide - Couple 6 months: | £414 | n/a | n/a |
| Wwide - Single 7 Days: | n/a | £38.7 | £21.6 |
| Wwide - Single 17 Days: | n/a | £42.3 | £25.2 |
| Wwide - Family 7 Days: | n/a | £77.4 | £43.2 |
| Wwide - Family 17 Days: | n/a | £84.6 | £50.4 |
Compare AIG Direct Travel Insurance
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