Icesave Easy Access ISA

Compare the Icesave Easy Access ISA with the UK's best savings, including savings details, application criteria, introductory rates, rates, managing account and fees & charges.

	This Product Is No Longer Available Icesave no longer offer the "Easy Access ISA". You can find an alternative savings by selecting one of the following options; Compare all Icesave savings Compare all market leading savings For comparison, here are the details of the Icesave Easy Access ISA before it was withdrawn:
Company:	Icesave
Product:	Easy Access ISA

Savings Details
Account Type:	Cash ISA
Rate Type:	The type of interest rate is variable.
Headline Interest Rate:	The headline interest rate is 6.10% AER
Interest Rate Guarantees:	The gross Annual Equivalent Rate (AER) is guaranteed to be at least be Bank of England Base Rate (BBR) plus 0.30% until 31st January 2011 and thereafter not to be lower than BBR until 31st January 2013.
Application Criteria
Existing Customer Only:	No
Minimum Age:	The minimum age to open this account is 18 years.
Area Restrictions:	There are no area restrictions.
Minimum Investment:	The minimum investment is £1000.
Minimum Balance:	The minimum balance is £1000. If the balance falls below this amount, the interest rate payable will be 0.50% until the minimum balance is restored.
Monthly Minimum:	There is no monthly minimum deposit.
Maximum Investment pa:	The maximum investment per annum is £3600.
Maximum Balance:	Unlimited
Introductory Rates
Introductory Bonus:	No introductory bonus payable.
Incentives Offered:	If the customer transfers their cash ISA from NatWest, Halifax, HSBC, Lloyds TSB, Barclays or Nationwide and Icesave haven't better the rate then Icesave will give the customer £1,000. Offer only applies to variable rate Mini Cash ISAs, which have been open for at least 1 year, that are transferred to the Icesave Easy Access ISA from NatWest, Halifax, HSBC, Lloyds TSB, Barclays or Nationwide. The interest rate used for comparison purposes is the standard variable AER (as detailed in the FSA comparative tables) payable on a balance of £3000 on the date the transfer request is received by Icesave. Offer excludes AERs inflated by a bonus, dependent on another product holding or a staff concession. Any claim must be made in writing and be supported by proof of account opening date. To qualify, transfer form must be received by 1 March 2008.
Rates
Tax Free:	This product is tax free.
Open-ended Bonus:	No open-ended bonus payable.
Rate Tiers:	expand Gross Rate Gross Rate AER Excluding Bonus Including Bonus £1,000 6.10% 6.10% 6.10%
Fixed Interest Rate:	The interest rate is not fixed.
Interest Payment Freq:	Interest is paid monthly.
Managing Account
Passbook:	A passbook is not issued.
Transactions at Branch:	Transactions cannot be made at a branch.
Statement Frequency:	Statements are issued annually. Recent account transactions can also be viewed on-line.
Transactions by Phone:	Transactions cannot be made by telephone.
Transactions by Internet:	Transactions can be made via the internet.
Transactions by Post:	Transactions cannot be made by post.
Special Access:	None.
Withdrawal Conditions:	Withdrawal Conditions - None.
Transfers In:	Transfers in from other providers are permitted.
Transfers Out:	Transfers out to other providers are permitted.
Fees & Charges
Trans Notice/Pen/Charge:	Transfers out to other providers are permitted.
Transfer Notice:	Notice is not required to transfer out.
Transfer Penalty:	There is no transfer penalty.
Transfer Charge:	There is no transfer charge.
Withdrawal Notice:	Notice is not required for withdrawals.
Withdrawal Penalty:	There is no withdrawal penalty.
Withdrawal Charge:	There is no withdrawal charge.
W/d Notice/Penalty/Charge:	There is no notice, penalty or charge on withdrawals.

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