HSBC 3 Year High Interest Deposit Ex/C
Compare the HSBC 3 Year High Interest Deposit Ex/C with the UK's best savings, including savings details, application criteria, introductory rates, rates, managing account and fees & charges.
 |  Compare HSBC 3 Year High Interest Deposit Ex/C details directly with other savings or compare savings using our savings comparison tables. | ||
| Company: | HSBC www.hsbc.co.uk | ||
| Product: | 3 Year High Interest Deposit Ex/C | ||
| Apply via this site: | Not available | ||
| Savings Details | |||
 Account Type: | Term | ||
| Rate Type: | The type of interest rate is fixed. | ||
| Headline Interest Rate: | The headline interest rate is 3.15% AER. | ||
| Application Criteria | |||
| Existing Customer Only: | To open this account customers must first open a current or savings account (not an ISA) with HSBC (if they do not already have one). | ||
| Minimum Age: | The minimum age is 7 years. | ||
| Restricted Availability: | To open this account customers must first open a current or savings account (not an ISA) with HSBC (if they do not already have one). | ||
| Area Restrictions: | There are no area restrictions | ||
| Minimum Investment: | The minimum investment required to open this account is £2000. | ||
| Maximum Investment: | The maximum investment is £10000. | ||
| Minimum Balance: | The minimum balance is £2000. | ||
| Open to UK Residents: | This product is available to UK residents. | ||
| Introductory Rates | |||
| Introductory Bonus: | No introductory bonus payable. | ||
| Incentives Offered: | There are no free gifts or incentives offered with this account | ||
| Rates | |||
| Tax Free: | This product is not tax free. | ||
| Open-ended Bonus: | No open-ended bonus payable. | ||
| Rate Tiers: | Gross Rate Gross Rate AER Excluding Bonus Including Bonus £2,000 3.15% 3.15% 3.15% | ||
| Fixed Term: | This account has a fixed term of 3 years | ||
| Fixed Term in Months: | The fixed term of this account is 36 months | ||
| Fixed Interest Rate: | The interest rate is fixed | ||
| Fixed Rate Period: | The interest rate is fixed for a period of 3 years | ||
| Term Period: | The account term is 36 months. | ||
| Interest Payment Freq: | Interest is paid monthly. | ||
| Managing Account | |||
| Passbook: | A passbook is not provided | ||
| Transactions at Branch: | Not applicable - No transactions before maturity | ||
| Statement Frequency: | Statements are not issued. | ||
| Transactions by Phone: | Not applicable - No transactions before maturity | ||
| Transactions by Internet: | Not applicable - No transactions before maturity | ||
| Transactions by Post: | Not applicable - No transactions before maturity | ||
| Special Access: | No withdrawals permitted. If the bond>£50000, cannot be closed early, otherwise, subject to charge of £200. | ||
| Withdrawal Conditions: | Withdrawal Conditions - No partial withdrawals permitted during term of account. If the bond is for less than £50,000, it can be closed before the end of the term but a fee of £200 will be charged. If the bond is for £50,000 or more, it cannot be closed before maturity. | ||
| Closure Before Maturity: | Closure of this account is permitted before maturity only if balance below £50,000 | ||
| Transferred on Maturity: | If no instructions are received from the customer at maturity, funds will be transferred to a branch based account that would have been linked to High Interest Deposit Bond at the time of opening. This account could either be a savings or current account. | ||
| Fees & Charges | |||
| Withdrawal Notice: | Not applicable | ||
| Compare | |||
| Products: | www.hsbc.co.uk Savings | ||
