Bradford & Bingley eISA3
Compare the Bradford & Bingley eISA3 with the UK's best savings, including savings details, application criteria, introductory rates, rates, managing account and fees & charges.
 |  Compare Bradford & Bingley eISA3 details directly with other savings or compare savings using our savings comparison tables. | ||
| Company: | Bradford & Bingley www.bradfordandbingley.co.uk | ||
| Product: | eISA3 | ||
| Apply via this site: | Not available | ||
| Savings Details | |||
 Account Type: | Cash ISA | ||
| Rate Type: | The type of interest rate is variable. | ||
| Headline Interest Rate: | The headline interest rate is 3.65% AER. | ||
| Interest Rate Guarantees: | The interest rate is guaranteed to not fall below the Bank of England base rate until 30/06/2009. If a base rate rise leaves the product rate out of line with the guarantee, Bradford and Bingley will amend the interest rate within one calender month of the base rate increase to ensure that pricing complies with the terms of the guarantee once again. | ||
| Application Criteria | |||
| Existing Customer Only: | No | ||
| Minimum Age: | The minimum age is 18 years. | ||
| Area Restrictions: | There are no area restrictions. | ||
| Minimum Investment: | The minimum investment is £1000. Initial opening deposit must be transferred from a Bradford & Bingley eSavings account. | ||
| Minimum Balance: | The minimum balance is £1. Balances falling below £1,000 will receive an interest rate of 0.50%. | ||
| Maximum Investment pa: | The maximum investment per annum is £3600. | ||
| Maximum Balance: | The maximum balance in the account is £50000. | ||
| Open to UK Residents: | This product is available to UK residents. | ||
| Introductory Rates | |||
| Introductory Bonus: | No introductory bonus payable. | ||
| Incentives Offered: | No incentives available. | ||
| Rates | |||
| Tax Free: | This product is available tax free. | ||
| Open-ended Bonus: | No open-ended bonus payable. | ||
| Rate Tiers: | Gross Rate Gross Rate AER Excluding Bonus Including Bonus £1,000 3.30% 3.30% 3.30% £10,000 3.65% 3.65% 3.65% | ||
| Fixed Interest Rate: | The interest rate is not fixed. | ||
| Interest Payment Freq: | Interest is paid monthly. | ||
| Managing Account | |||
| Passbook: | A passbook is not issued when this account is opened. | ||
| Transactions at Branch: | Transactions cannot be made at a branch. | ||
| Statement Frequency: | Statements are not issued. Transaction history can be viewed on-line. | ||
| Transactions by Phone: | Transactions cannot be made by telephone. | ||
| Transactions by Internet: | Transactions can be made via the internet. | ||
| Transactions by Post: | Transactions cannot be made by post. | ||
| Special Access: | Withdrawals must be made via BACS transfer to a nominated bank account. | ||
| Withdrawal Conditions: | Withdrawal Conditions - Withdrawals must be made via BACS transfer to a nominated bank account. | ||
| Transfers In: | Transfers are accepted from other Cash ISA providers. | ||
| Transfers Out: | Transfers are permitted to other Cash ISA providers. | ||
| Fees & Charges | |||
| Trans Notice/Pen/Charge: | There is no notice, penalty or charge on transfers out to other providers. | ||
| Transfer Notice: | Notice is not required to transfer out. | ||
| Transfer Penalty: | No penalty option is available for transferring this account to another Cash ISA provider. | ||
| Transfer Charge: | No charge is made for transferring this account to another Cash ISA provider. | ||
| Withdrawal Notice: | No notice - instant access. | ||
| Withdrawal Penalty: | Not applicable - instant access. | ||
| Withdrawal Charge: | No charge is made for withdrawals. | ||
| W/d Notice/Penalty/Charge: | There is no notice, penalty or charge on withdrawal. | ||
| Compare | |||
| Products: | www.bradfordandbingley.co.uk Savings | ||
