Birmingham Midshires Direct ISA Issue 3

Compare the Birmingham Midshires Direct ISA Issue 3 with the UK's best savings, including savings details, application criteria, introductory rates, rates, managing account and fees & charges.personal pet personal
Birmingham MidshiresCompareCompare Birmingham Midshires Direct ISA Issue 3 details directly with other savings or compare savings using our savings comparison tables.
Company:Birmingham Midshires
www.askbm.co.uk
Birmingham Midshires
Product:Direct ISA Issue 3
 
Apply via this site:Not available
Savings Details 
Account Type:Cash ISA
Rate Type:The type of interest rate is variable.
Headline Interest Rate:The headline interest rate is 4.00% AER
Interest Rate Guarantees:The rate is guaranteed to beat the AER on the ING ISA by 0.25% until 1st January 2010.
Application Criteria 
Existing Customer Only:No
Minimum Age:The minimum age is 16 years.
Area Restrictions:There are no area restrictions
Minimum Investment:The minimum investment is £1.
Minimum Balance:The minimum balance allowed on this account is £1
Maximum Investment pa:The maximum investment is £3600.
Maximum Balance:The maximum balance in the account is £3600.
Open to UK Residents:This product is available to UK residents.
Introductory Rates 
Introductory Bonus:No introductory bonus payable.
Incentives Offered:No incentives offered
Rates 
Tax Free:This product is available tax free.
Open-ended Bonus:No open-ended bonus payable.
Rate Tiers:
  Gross Rate  Gross Rate  AER
  Excluding Bonus  Including Bonus  
£1  4.00%   4.00%   4.00%
Fixed Interest Rate:The interest rate is not fixed
Interest Payment Freq:Interest is paid annually.
Managing Account 
Passbook:A passbook is not issued.
Transactions at Branch:Transactions cannot be made at a branch.
Statement Frequency:Statements are issued annually.
Transactions by Phone:Transactions cannot be made by telephone
Transactions by Internet:Transactions by internet not allowed.
Transactions by Post:Transactions can be made by post
Special Access:None.
Withdrawal Conditions:Withdrawal Conditions -
A maximum of 4 withdrawals per year.
Transfers In:Transfers are not accepted from other Cash ISA providers.
Transfers Out:Transfers are permitted to other Cash ISA providers
Fees & Charges 
Trans Notice/Pen/Charge:There is no notice, penalty or charge to transfer this account to another Cash ISA provider
Transfer Notice:No notice option is available for transferring this account to another Cash ISA provider
Transfer Penalty:No penalty is levied for transferring this account to another Cash ISA provider
Transfer Charge:No charge is made for transferring this account to another Cash ISA provider
Withdrawal Notice:There is no withdrawal notice period.
Withdrawal Penalty:There is no withdrawal penalty.
Withdrawal Charge:No charge is made for withdrawals
W/d Notice/Penalty/Charge:There is no notice, penalty or charge on withdrawal.
Compare 
Products:www.birmingham-midshires.co.uk Savings
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