Saga Pet Insurance
Full product details for the Saga Pet Insurance, including pet insurance details, discounts, application criteria, claims, example quotes, medical cover, cover and fees & charges. Apply online now.
 |  Compare Saga pet insurance details against other pet insurance or use our pet insurance comparison tables.Did you know Saga also provide credit cards, savings, travel insurance and breakdown cover? | ||
| Company: | Saga www.saga.co.uk | Saga www.saga.co.uk | Saga www.saga.co.uk |
| Product: | Essential Cover | Saver Cover | Super Cover |
| details | details | details | |
| Quote via this site: |  | | Not available |
| | | |
| Pet Insurance Details | |||
 Provider Type: | affinity | affinity | affinity |
| Underwriter: | London & Edinburgh Insurance Co Ltd | London & Edinburgh Insurance Co Ltd | London & Edinburgh Insurance Co Ltd |
| Pet Covered: | Dog / Cat | Dog / Cat | Dog / Cat |
| Discounts | |||
| Online Discount: | 0% | 0% | 0% |
| Micro-Chipped Discount: | 0% | 0% | 0% |
| Multi-pet Discount: | 0% | 0% | 0% |
| Neutered Discount: | 0% | 0% | 0% |
| Application Criteria | |||
| Cooling Off Period: | 14/full return of premium | 14/full return of premium | 14/full return of premium |
| DDM APR: | 14.9% | 14.9% | 14.9% |
| DDM Fee: | 6.5 | 6.5 | 6.5 |
| DDM Payments: | 12 | 12 | 12 |
| DDM Terms: | 0/12 | 0/12 | 0/12 |
| Claims | |||
| Claims Basis: | per year | per condition | per year |
| Claims Procedure: | click here | click here | click here |
| Contribution: | yes | yes | yes |
| Excesses Range: | 55/60/70/80 | 55/60/70/80 | 55/60/70/80 |
| Voluntary Excesses: | no | no | no |
| Example Quotes | |||
| Dog Quote 1: | £0.00 | £0.00 | £0.00 |
| Dog Quote 2: | £0.00 | £0.00 | £0.00 |
| Dog Quote 3: | £168.79 | £131.57 | £242.61 |
| Dog Quote 4: | £265.26 | £206.77 | £381.25 |
| Dog Quote 5: | £0.00 | £0.00 | £0.00 |
| Dog Quote 6: | £0.00 | £0.00 | £0.00 |
| Dog Quote 7: | £0.00 | £0.00 | £0.00 |
| Dog Quote 8: | £0.00 | £0.00 | £0.00 |
| Cat Quote 1: | £0.00 | £0.00 | £0.00 |
| Cat Quote 2: | £0.00 | £0.00 | £0.00 |
| Cat Quote 3: | £76.86 | £59.91 | £110.46 |
| Cat Quote 4: | £92.05 | £71.75 | £132.30 |
| Cat Quote 5: | £0.00 | £0.00 | £0.00 |
| Cat Quote 6: | £0.00 | £0.00 | £0.00 |
| Cat Quote 7: | £0.00 | £0.00 | £0.00 |
| Cat Quote 8: | £0.00 | £0.00 | £0.00 |
| Medical Cover | |||
| Vets Fees per Year: | £1000.00 | Unlimited | £5000.00 |
| Overseas Travel Vet Fees: | £0.00 | £0.00 | £0.00 |
| Overseas Vets Fees Days: | 0 | 0 | 0 |
| Max Vets Fees: | Unlimited | £2000.00 | Unlimited |
| Cover Description: | £1,000/year for life | £2,000/condition max 12 months | £5,000/year for life |
| Dental Cover: | accident & injury | accident & injury | accident & injury |
| Dental Fees: | £1000.00 | £2000.00 | £5000.00 |
| Behaviour Cover: | no | no | no |
| Behavioural Limit: | £0.00 | £0.00 | £0.00 |
| Hereditary Conditions: | yes | yes | yes |
| Diet Foods: | restricted | restricted | restricted |
| Exclusion Period: | 14 days | 14 days | 14 days |
| No of Alt Treatments: | 0 | 0 | 3 |
| Alternative Medicine SI: | £0.00 | £0.00 | £1000.00 |
| Alternative Treatment: | no | no | yes |
| Herbal Medicine: | no | no | yes |
| Homeopathy: | no | no | yes |
| Acupuncture: | no | no | no |
| Osteopathy: | no | no | no |
| Physiotherapy: | no | no | yes |
| Chiropractic: | no | no | no |
| Hydrotherapy: | no | no | no |
| Breeding Risks: | £0.00 | £0.00 | £0.00 |
| Congenital Conditions: | yes | yes | yes |
| Preventative Treatment: | no | no | no |
| Repeat Tick and Worming: | no | no | no |
| Euthanasia Charges: | no | no | no |
| Cover | |||
| Max Pet Value: | Unlimited | Unlimited | Unlimited |
| Min Pet Age: | 8 | 8 | 8 |
| Max Cover Age: | Unlimited | Unlimited | Unlimited |
| Max Death Age: | n/a | n/a | Unlimited |
| Max Death Age - Illness: | n/a | n/a | 9 years |
| Max Accept - Std: | 9 years | 9 years | 9 years |
| Cremation/burial expenses: | no | no | no |
| Death by Illness: | £0.00 | £0.00 | £1000.00 |
| Death by Accident: | £0.00 | £0.00 | £1000.00 |
| Advertising Limit: | £250.00 | £250.00 | £1000.00 |
| Reward: | £50.00 | £50.00 | £100.00 |
| Loss or Theft Limit: | £0.00 | £0.00 | £1000.00 |
| Cattery Fees: | £400.00 | £400.00 | £1000.00 |
| Holiday Cancellation: | £500.00 | £500.00 | £1500.00 |
| 3rd Party AD: | £0.00 | £0.00 | £0.00 |
| Legal Helpline: | no | no | no |
| Vet Finder Helpline: | no | no | no |
| Vet Direct Helpline: | no | no | no |
| Pet Bereavement: | no | no | no |
| Pet Minders Helpline: | no | no | no |
| Overseas Travel Cover: | no | no | no |
| O/S Travel - Add Benefits: | no | no | no |
| Accidental Damage: | £0.00 | £0.00 | £750.00 |
| Daily Minding Rate: | £4.00 | £4.00 | £4.00 |
| PA Benefits: | no | no | no |
| Additional Benefits: | no | no | no |
| Age Rating: | yes | yes | yes |
| Breed Rating: | yes | yes | yes |
| Pedigree Rating: | yes | yes | yes |
| Age Load Band: | 8 years and over | 8 years and over | 8 years and over |
| Transport Costs: | £100.00 | £100.00 | £200.00 |
| Quarantine Costs: | £0.00 | £0.00 | £0.00 |
| Co-Insurance Option: | no | no | no |
| Loss of Pet Passport: | £0.00 | £0.00 | £0.00 |
| Premium Zoning: | yes | yes | yes |
| Pet Value Basis: | n/a | n/a | purchase price |
| Lifetime Cover: | yes | no | yes |
| Time Limit: | Unlimited | 12 months | Unlimited |
| Waiver of Premiums: | no | no | no |
| Fees & Charges | |||
| Setup Fee: | £0.00 | £0.00 | £0.00 |
| Renewal Fee: | £0.00 | £0.00 | £0.00 |
| Duplicate Documents Fee: | £0.00 | £0.00 | £0.00 |
| Adjustment Fee: | £0.00 | £0.00 | £0.00 |
| Cancellation Fee: | £0.00 | £0.00 | £0.00 |
| Fees Aggregation: | no | no | no |
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