E & L Pet Insurance
Full product details for the E & L Pet Insurance, including pet insurance details, discounts, application criteria, claims, example quotes, medical cover, cover and fees & charges.
 |  Compare E & L pet insurance details against other pet insurance or use our pet insurance comparison tables. | ||
| Company: | Equine & Livestock www.eandl.co.uk | Equine & Livestock www.eandl.co.uk | Equine & Livestock www.eandl.co.uk |
| Product: | Diamond (Monthly) (older pets) | Gold (Yearly) (older pets) | Bronze (Monthly) |
| details | details | details | |
| Quote via this site: | Not available | Not available | Not available |
| | | |
| Pet Insurance Details | |||
 Provider Type: | insurer | insurer | insurer |
| Underwriter: | Equine and Livestock Insurance Company Limited | Equine and Livestock Insurance Company Limited | Equine and Livestock Insurance Company Limited |
| Pet Covered: | Dog / Cat | Dog / Cat | Dog / Cat |
| Discounts | |||
| Online Discount: | 5% | 5% | 5% |
| Micro-Chipped Discount: | 0% | 0% | 0% |
| Multi-pet Discount: | 10% | 10% | 10% |
| Neutered Discount: | 0% | 0% | 0% |
| Application Criteria | |||
| Cooling Off Period: | 14/full return of premium | 14/full return of premium | 14/full return of premium |
| DDM APR: | 0% | n/a | 0% |
| DDM Fee: | 0 | n/a | 0 |
| DDM Payments: | 13 | 1 | 13 |
| DDM Terms: | 0/13 | n/a | 0/13 |
| Claims | |||
| Claims Basis: | per condition | per condition | per condition |
| Claims Procedure: | click here | click here | click here |
| Contribution: |  | | |
| Excesses Range: | 65/69/79 + 35% | 65/69/79 + 35% | 59 |
| Voluntary Excesses: |  | | |
| Example Quotes | |||
| Dog Quote 1: | £0.00 | £0.00 | £116.16 |
| Dog Quote 2: | £0.00 | £0.00 | £100.56 |
| Dog Quote 3: | £0.00 | £0.00 | £87.84 |
| Dog Quote 4: | £247.44 | £170.05 | £0.00 |
| Dog Quote 5: | £0.00 | £0.00 | £143.76 |
| Dog Quote 6: | £0.00 | £0.00 | £110.64 |
| Dog Quote 7: | £0.00 | £0.00 | £87.84 |
| Dog Quote 8: | £0.00 | £0.00 | £87.84 |
| Cat Quote 1: | £0.00 | £0.00 | £108.24 |
| Cat Quote 2: | £0.00 | £0.00 | £66.12 |
| Cat Quote 3: | £0.00 | £0.00 | £58.20 |
| Cat Quote 4: | £133.44 | £101.65 | £0.00 |
| Cat Quote 5: | £0.00 | £0.00 | £83.28 |
| Cat Quote 6: | £0.00 | £0.00 | £66.12 |
| Cat Quote 7: | £0.00 | £0.00 | £58.20 |
| Cat Quote 8: | £0.00 | £0.00 | £61.08 |
| Medical Cover | |||
| Vets Fees per Year: | £6,000 | £4,500 | £2,000 |
| Overseas Travel Vet Fees: | £0 | £0 | £0 |
| Overseas Vets Fees Days: | 0 | 0 | 0 |
| Max Vets Fees: | £6,000 | £4,500 | £500 |
| Cover Description: | £6,000/condition max £6,000/12 months | £4,500/condition max £4,500/12 months | £500/condition max £2,000/12 months |
| Dental Cover: | accident & illness | accident & illness | accident & illness |
| Dental Fees: | £6,000 | £4,500 | £2,000 |
| Behaviour Cover: | | | |
| Behavioural Limit: | £0 | £0 | £0 |
| Hereditary Conditions: | | | |
| Diet Foods: | restricted | restricted | restricted |
| Exclusion Period: | 14 days | 14 days | 14 days |
| No of Alt Treatments: | 5 | 5 | 5 |
| Alternative Medicine SI: | £6,000 | £4,500 | £2,000 |
| Alternative Treatment: | | | |
| Herbal Medicine: | | | |
| Homeopathy: | | | |
| Acupuncture: | | | |
| Osteopathy: | | | |
| Physiotherapy: | | | |
| Chiropractic: | | | |
| Hydrotherapy: | | | |
| Breeding Risks: | £0 | £0 | £0 |
| Congenital Conditions: | | | |
| Preventative Treatment: | | | |
| Repeat Tick and Worming: | | | |
| Euthanasia Charges: | | | |
| Cover | |||
| Max Pet Value: | Unlimited | Unlimited | Unlimited |
| Min Pet Age: | 416 | 416 | 5 |
| Max Cover Age: | Unlimited | Unlimited | 7 years |
| Max Death Age: | Unlimited | Unlimited | 7 years |
| Max Death Age - Illness: | n/a | n/a | 7 years |
| Max Accept - SB: | Unlimited | Unlimited | 7 years |
| Max Accept - Std: | Unlimited | Unlimited | 7 years |
| Cremation/burial expenses: | | | |
| Death by Illness: | £0 | £0 | £500 |
| Death by Accident: | £1,500 | £750 | £500 |
| Advertising Limit: | £1,000 | £650 | £250 |
| Reward: | £1,000 | £650 | £250 |
| Loss or Theft Limit: | £1,500 | £750 | £500 |
| Cattery Fees: | £1500 | £750 | £250 |
| Holiday Cancellation: | £2,500 | £1,250 | £0 |
| 3rd Party AD: | £1,000 | £500 | £250 |
| Legal Helpline: | | | |
| Vet Finder Helpline: | | | |
| Vet Direct Helpline: | | | |
| Pet Bereavement: | | | |
| Pet Minders Helpline: | | | |
| Overseas Travel Cover: | | | |
| O/S Travel - Add Benefits: | | | |
| Accidental Damage: | £0 | £0 | £0 |
| Daily Minding Rate: | Unlimited | Unlimited | Unlimited |
| PA Benefits: | | | |
| Additional Benefits: | | | |
| Age Rating: | | | |
| Breed Rating: | | | |
| Pedigree Rating: | | | |
| Age Load Band: | 8 years and over | 8 years and over | n/a |
| Transport Costs: | £250 | £150 | £0 |
| Quarantine Costs: | £0 | £0 | £0 |
| Co-Insurance Option: | | | |
| Loss of Pet Passport: | £0 | £0 | £0 |
| Premium Zoning: | | | |
| Pet Value Basis: | market value | market value | market value |
| Lifetime Cover: | | | |
| Time Limit: | 12 months | 12 months | 12 months |
| Waiver of Premiums: | standard | | standard |
| Fees & Charges | |||
| Setup Fee: | £0 | £0 | £0 |
| Renewal Fee: | £0 | £0 | £0 |
| Duplicate Documents Fee: | £0 | £0 | £0 |
| Adjustment Fee: | £10 | £10 | £10 |
| Cancellation Fee: | £0 | £0 | £0 |
| Fees Aggregation: | | | |
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