Compare First Time Buyer Mortgages
First Time Buyer Mortgages
Displaying 1 to 5 of 5.| First Time Buyer | Offset | Fixed Rate | Remortgage | Self Certification | Buy To Let | |||||||
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 | Woolwich Extra Info Full Details An award-winning lender with 279 best buy appearances this year! Call 0845 070 0894. |  | ||||||||||
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 | Nationwide Extra Info Full Details Straight forward, great rate mortgages with flexible features as standard. | | ||||||||||
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 | Barclays Extra Info Full Details An award-winning lender with 279 best buy appearances this year! Call 0845 070 0894. | | ||||||||||
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 | Abbey Extra Info Full Details First time buyer, moving home or looking to remortgage? Abbey can help whatever your situation.
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 | Simply Business Mortgages Extra Info Full Details Specialise in providing financial solutions and mortgages for your business. | | ||||||||||
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| Displaying 1-5 of 5 mortgages that meet your search criteria. | ||||||||||||
Read More About Mortgages...
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First Time Buyer Mortgage Guide
These are mortgage deals especially packaged to attract First Time Buyers. Incentives vary but typically involve cashback, an introductory discounted rate or a lower than normal fixed rate. There could also be reductions on the arrangement or valuation fees.
Cashback could be used to repay stamp duty, or perhaps cover the cost of furnishing your new home. Similarly, a large discount on the variable rate for the first year could cover your new expenses, such as buying furnishings or decorating. A lower than normal fixed rate will save you money and ensure that your monthly repayments are kept constant and predictable at the start of the mortgage.
Advantages
- A lower than normal rate of interest.
Disadvantages
- You may end up paying higher rates for the rest of the mortgage term, after the initial discounts, making the overall cost higher in the long term.
NB This information is provided to give you an overview of the different types of mortgages available. It is not comprehensive and you should not base your mortgage decision on the information found here. We recommend you seek
