Career Development Loans Directory
- Unsecured Loans
- Secured Loans
- Bad Credit Loans
- Debt Consolidation
- Car Loans
- Tenant
Loans - Business
Loans - Student
Loans
Barclayloan Plus
Whether your looking to buy a new car, do some DIY or consolidate your debts, you can now take advantage of their unsecured personal loans As you’d expect, they’re offering a great rate of 8.9% APR typical - but that’s not all. If you’re buying a car or other motor vehicle, they also have some great additional offers that will keep you on the open road.
www.barclays.co.uk
ACF Car Finance
Whatever your situation Approved Car Finance can help you. Easy on-line application gets you on the road sooner. Get £350 cash back and £1,000 minimum part exchange PLUS a £20 Cinema voucher. Hurry, offers end 31st October 2005. 100\'s of cars in stock at branches nationwide. Apply online, drive away same day.
www.approved-car-finance.info
Experian Credit Report
Get a free credit report and 30-day free trial of CreditExpert. With CreditExpert you get unlimited access to your Experian credit report and you know your credit history before you apply for credit. CreditExpert is the only credit monitoring and identity fraud protection service of its kind, it\'s simple to use and it\'s free for 30 days.
www.experian.com
Accepted
Fill in your details on our quote form. It will take no more than 5 minutes, and allow us to select the best secured loan from our lenders. They'll search from over 100 different personal loan plans offered by 12 of the leading finance house subsidiaries of major UK banks such as Lloyds TSB, Barclays & HSBC. If you like what we find you, the they'll send you the paperwork to apply for your loan!
www.accepted.co.uk
Provident Personal Credit
Quick as a click - apply online for cash loans from £50 to £500. No surprises - home collection cash loans, no hidden charges. A name you can trust - established for 125 years.
www.providentpersonalcredit.com/
Lombard Direct
Their unsecured internet loans range from £7,500 to £14,999, with a typical 7.8% APR. Rates reflect your circumstances and loan amount and you can be safe in the knowledge that you\\\'re with an award-winning provider. Their interest rate stays fixed over the loan period, which can be up to 7 years.
www.lombard.co.uk
Tenantloansuk.com
They welcome applications from private tenants, housing association tenants, council tenants and armed forces tenants. They can source unsecured loans, from £250 to £25,000, for any purpose.
www.tenantloansuk.com
Moneyback Bank Loan
Unsecured personal loans of £7500 to £20000 with repayment over 1 to 5 years. Earn up to £200 moneyback if you take out personal loan protection. Quick and easy online application. 7.6% APR Typical.
www.moneybackbank.co.uk
Debt Consolidation Loans
Experts in providing debt consolidation loans. Replace your existing debts with one, easy to manage loan with lower monthly repayments. Loan rates start from 6.9%. They also offer online advice to help you resolve your debt problems, and guidance on where you can get further, free advice.
www.debt-consolidation-loans.org.uk
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Career Development Loans Explained
Career Development Loans are primarily designed to fund and support vocational learning through courses which focus on training tailored to a specific trade or profession. The courses can be on either a full or part time basis and via direct or distance learning. There are two varieties or Career Development Loans, those which receive government support and those which are provided by regular personal loan companies.
The variety offered as a government incentive can be used to contribute to a wide range of courses and are taken on a deferred basis. This means that you do not have to pay back the loan whilst you are studying and the interest payments during this time are covered by the LSC (Learning and Skills Council). There is a maximum of 2 years during which the loan repayments can be deferred; therefore, if the course you plan to undertake continues for more than 2 years, it?s advisable to use the Career Development Loan to fund the latter part of your studies. Government supported Career Development Loans can be used to contribute towards course fees, course costs i.e. travel and books, as well as additional living costs.
It is important to remember that if you do not complete your course, you will still be responsible for repaying the total loan amount. Additionally, loans of this nature are only available to those over the age of 18 who do not otherwise possess adequate funds to pay for their chosen course without the help of a Career Development Loan. There may also be limits on the number of hours spent in contractual employment whilst studying if you are claiming the living expenses contribution.
Many secured and some unsecured loan companies also offer Career Development Loans, however these tend to fall into the category of regular personal loans. This means that aside from any short term repayment holidays offered, repayments must commence shortly after the loan has been taken out and continue throughout the study period. However, if a loan with a low interest rate and sensible term is taken out, this can be a good way for those who wish to expand their skills whilst continuing with their employment. Continuous payment throughout the study period also means than the loan is repaid earlier and that there are no restrictions on how you spend the funds.
By researching course fees and associated course costs you should be able to choose a Career Development Loan that will provide an affordable path back into vocational learning, enabling you to study and enhance your skills and future career prospects without having to worry about money.
