Business Loans Directory
- Unsecured Loans
- Secured Loans
- Bad Credit Loans
- Debt Consolidation
- Car Loans
- Tenant
Loans - Business
Loans - Student
Loans
Barclayloan Plus
Whether your looking to buy a new car, do some DIY or consolidate your debts, you can now take advantage of their unsecured personal loans As you’d expect, they’re offering a great rate of 8.9% APR typical - but that’s not all. If you’re buying a car or other motor vehicle, they also have some great additional offers that will keep you on the open road.
www.barclays.co.uk
ACF Car Finance
Whatever your situation Approved Car Finance can help you. Easy on-line application gets you on the road sooner. Get £350 cash back and £1,000 minimum part exchange PLUS a £20 Cinema voucher. Hurry, offers end 31st October 2005. 100\'s of cars in stock at branches nationwide. Apply online, drive away same day.
www.approved-car-finance.info
Experian Credit Report
Get a free credit report and 30-day free trial of CreditExpert. With CreditExpert you get unlimited access to your Experian credit report and you know your credit history before you apply for credit. CreditExpert is the only credit monitoring and identity fraud protection service of its kind, it\'s simple to use and it\'s free for 30 days.
www.experian.com
Accepted
Fill in your details on our quote form. It will take no more than 5 minutes, and allow us to select the best secured loan from our lenders. They'll search from over 100 different personal loan plans offered by 12 of the leading finance house subsidiaries of major UK banks such as Lloyds TSB, Barclays & HSBC. If you like what we find you, the they'll send you the paperwork to apply for your loan!
www.accepted.co.uk
Provident Personal Credit
Quick as a click - apply online for cash loans from £50 to £500. No surprises - home collection cash loans, no hidden charges. A name you can trust - established for 125 years.
www.providentpersonalcredit.com/
Lombard Direct
Their unsecured internet loans range from £7,500 to £14,999, with a typical 7.8% APR. Rates reflect your circumstances and loan amount and you can be safe in the knowledge that you\\\'re with an award-winning provider. Their interest rate stays fixed over the loan period, which can be up to 7 years.
www.lombard.co.uk
Tenantloansuk.com
They welcome applications from private tenants, housing association tenants, council tenants and armed forces tenants. They can source unsecured loans, from £250 to £25,000, for any purpose.
www.tenantloansuk.com
Moneyback Bank Loan
Unsecured personal loans of £7500 to £20000 with repayment over 1 to 5 years. Earn up to £200 moneyback if you take out personal loan protection. Quick and easy online application. 7.6% APR Typical.
www.moneybackbank.co.uk
Debt Consolidation Loans
Experts in providing debt consolidation loans. Replace your existing debts with one, easy to manage loan with lower monthly repayments. Loan rates start from 6.9%. They also offer online advice to help you resolve your debt problems, and guidance on where you can get further, free advice.
www.debt-consolidation-loans.org.uk
Read More About Loans...
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Business Loans Explained
Business loans are available for companies trading in the majority of market sectors and can be required for a variety of reasons from purchasing new equipment and consolidating existing equipments to funding business expansion or enhancing company cash flow. However, once granted, the funds provided by a business loan can be used in almost any way you see fit to enhance your business.
The loan amount allowed and interest rate charged on a business loan is likely to be dependent on a number of factors. These include the credit rating, profitability and history of the company, the loan amount requested and the assets that the business can offer as security for the loan. Newer businesses with fewer assets often find it difficult to access a business loan. There are however companies which specialise in providing newer businesses with finance, although monies borrowed may be subjected to an elevated rate of interest.
The most common variety of business loan available is usually in the form of secured business finance where an asset is offered as security for the loan. The asset used as a guarantee can be property or suitable equipment. These secured loans are suitable for a range of uses as they provide access to a lump sum payment which can be paid back on a monthly basis at an agreed rate of interest.
Invoice finance is another type of business loan which involves 'selling' unpaid invoices to a loan provider who will then commission a collection company to ensure payment is made. This is popular with smaller companies as it means the business receives a cash advance from the loan company equal to the total of the invoices sold which can then be used to finance and develop the company further.
Other forms of business loan are available such as asset purchase agreements. These are suitable for companies looking to invest in new equipment but without the finances to pay upfront. For smaller businesses and the self employed it is also possible to take out a secured or unsecured personal loan to help finance a company. However, when taking out a personal loan for use in a business it is advisable to take out payment protection insurance which will meet the repayments if you are unable to work for any reason.
Whether the funds are used for expansion or to make existing commercial debts more manageable, taking out a business loan allows a company to enhance its finances without having to take investors onboard (who would then be entitled to a share in the profits of the company). It also allows the flexibility to borrow funds and pay them back at a rate suited to the income and outgoings of a business, providing an affordable way to enhance a company's cash flow.
