Compare Online Current Accounts
Online Current Accounts
Displaying 1 to 9 of 9.| AER% | Overdraft EAR% | Manage Online | View Balance | View Transactions | Transfer Funds | Bill Payments | Balance Sweeping | |||
|---|---|---|---|---|---|---|---|---|---|---|
 | Alliance & Leicester Premier 50 Extra Info Full Details Exclusively for over 50s. 8.5% AER for balances up to £2500. £10 p.m with exclusive benefits. |  | ||||||||
| 8.5% | 0.0% |  | | | |  | | |||
| Alliance and Leicester Premier Direct Extra Info Full Details 8.5% AER (fixed for 1 yr) on balances up to £2,500 plus 12 month 'no fee' overdraft. | | ||||||||
| 8.5% | 0.0% | | | | | | | |||
 | HSBC Bank Account Plus Extra Info Full Details Get £50 when you apply for a HSBC Plus account online before 23rd September. | | ||||||||
| 6.0% | 17.9% | | | | | | | |||
 | Barclays Additions Active Extra Info Full Details Switch your account to Barclays and you could get a 0% EAR overdraft for 12 months. | | ||||||||
| 3.0% | 9.9% | | | | | | | |||
| Alliance & Leicester Premier 21 Extra Info Full Details Exclusively for 16 - 20 year olds, this account will help you get the most from your money. | | ||||||||
| 10.0% | 0.0% | | | | | | | |||
| Alliance & Leicester Premier Current Account | | ||||||||
| 1.0% | 0.0% | | | | | | | |||
| Barclays Bank Account Extra Info Full Details Fee free current account with the convenience of an overdraft + telephone, online & branch banking. | | ||||||||
| 0.1% | 17.9% | | | | | | | |||
 | Co-operative Bank Current Account Plus Extra Info Full Details Fee-free £200 overdraft facility and linked saving account. | | ||||||||
| 0.1% | 15.9% | | | | | | | |||
| HSBC Bank Account Extra Info Full Details Save paper with an HSBC Green Account & do your bit for the environment. Manage your account online 24/7. | | ||||||||
| 0.1% | 19.9% | | | | | | | |||
Online Current Accounts
Online current accounts offer many of the same standard features as you would find with a branch based account, however their unique functionality allows you to access your money and view your transactions whenever it suits you. Additionally, because pf a reduction in administration costs, internet based current accounts tend to attract higher rates of interest and better bonuses than their branch counterparts.
By choosing an online current account you will not only have the facility to check your balance and view statements detailing your recent transactions on your computer, but you will also be able to transfer funds between your accounts, pay bills, set up standing orders and amend direct debits whenever you need to.
Online current accounts will also offer means by which you can communicate with your bank to notify them of changes relating to your account (i.e. change of address) and also request account amendments such as an increase in your authorised overdraft facility. If you have any queries or problems you want to discuss in person, most accounts will have a telephone based service in place to supplement the online communication function.
Many individuals are hesitant about opening an online current account, however banks use the latest in encryption technology to ensure that no one but you can access the details relating to your account. However, as a precaution you should always log out after you have finished viewing your account details especially if you are using a computer at work or in an internet cafe where someone is likely to use the computer after you.
Most online current accounts are available with debit cards and even cheque books so you can transact and access your money easily. Before committing to an account it is advisable to check that you are happy with the terms and conditions. Account features to look for are the rate of interest paid on balances, whether overdraft facilities are available on the account and whether there is a charge for this, whether a debit card is available and whether there are any restrictions on its usage (such as ATM charges). By comparing the details of several online current accounts, you should be able to find one that lets you access your money in the way you need to.
Compare current accounts via money.co.uk
