Compare Current Accounts
compare 117 accounts from 28 companies

We help you to compare the best bank accounts available in the UK so that finding a current account that works for you is completely hassle free. Whether you're looking for a single or joint bank account or high interest online current accounts, getting the best deal is easy.
Comparison Search 
Select Company:
Select Product:
Product Selected:Alliance & Leicester Premier Direct Current AccountHSBC PlusThe Co-operative Bank Current Account Plus
 You can also compare current accounts using our current account comparison tables.
Comparison Results 
Company:Alliance & Leicester
www.alliance-leicester.co.uk
Alliance & Leicester Premier Direct Current Account
HSBC
www.hsbc.co.uk
HSBC Plus
The Co-operative Bank
www.co-operativebank.co.uk
The Co-operative Bank Current Account Plus
Product:Premier Direct Current AccountPlusCurrent Account Plus
 detailsdetailsdetails
Apply via this site:ApplyApplyApply
Application Criteria 
Minimum income:£0£0£0
Minimum Monthly Credit:£500£0£1000
Minimum Investment:£0£0£0
Maximum Investment:UnlimitedUnlimitedUnlimited
Minimum Age:211618
Maximum Age:UnlimitedUnlimitedUnlimited
Existing Customer Only:nonono
Area Restrictions:nonenonenone
Transfer Assistance:yesyesyes
Incentives 
Account Promotions:yesyesno
Incentive Cashback £:£0£0£0
Incentive Moneyback:nonono
Incentive Pref Rate/Deals:yesyesno
Incentive Disc/Vouchers:noyesno
Incentive Breakdown:noyesno
Incentive Protection:nonono
Incentive Other Insurance:nonono
Incentive Savings Sweep:nonono
Incentive Currency:yesyesno
Incentive Other:yesyesno
Facilities 
Internet Banking:yesyesyes
Branch Banking:noyesyes
Telephone Banking:yesyesyes
Post Office Banking:yesnoyes
Standing Orders:yesyesyes
Direct Debits:yesyesyes
BACS Transfers:yesyesyes
CHAPS Transfers:yesyesyes
Bill Payment Service:yesyesyes
Statement Frequency:monthlymonthlymonthly
Min Additional Deposit:UnlimitedUnlimitedUnlimited
Minimum Withdrawal:UnlimitedUnlimitedUnlimited
Withdrawal Restrictions:min £250 at branchnonenone
ATM Card:yesyesyes
ATM Mini Statements:yesyesyes
Max ATM Withdrawal:£250£300£250
Cheque Book:yesyesyes
Cheque Guarantee Card:£100£250£100
Cheque Clearance Time:534
Debit Card:yesyesyes
Debit Card Type:VisaMaestroVisa
Passbook:nonono
Text Messaging Events:yesnono
Text Mini Statements:nonono
Travel Ins Winter Sport:noyesno
Overdraft 
Overdraft Facility:yesyesyes
Interest Free O/D Limit:£2500£0£0
Automatic O/D Facility:£0£0£0
Overdraft Buffer Limit:£0£10£200
Overdraft Arrangement Fee:noyesyes
Auth O/D Rate-APR/EAR:0%17.9%15.9%
Mthly Auth O/D Charge:£0£0£0
Unauth O/D Rate-APR/EAR:0%17.9%15.9%
Mthly Unauth O/D Charge:£0£0£20
Overdraft Letter Charge:£0£0£0
Rates 
Headline Interest Rate:8.5%4.5%0%
Rate Guarantee:yesnono
Introductory Bonus:0%0%0%
Amount of Bonus:0%0%0%
Open-ended Bonus:0%0%0%
Non Standard Tiers:nonono
Gross AER - £1/£50:8.50%4.50%0%
Gross AER - £500:8.50%4.50%0%
Gross AER - £1,000:8.50%4.50%0%
Gross AER - £2,500:8.50%0%0%
Gross AER - £5,000:0.10%0%0%
Gross AER - £10,000:0.10%0%0%
Gross AER - £25,000:0.10%0%0%
Gross AER - £50,000:0.10%0%0%
Gross AER - £100,000:0.10%0%0%
Interest Payment Freq:monthlymonthlyn/a
Interest on Withdrawal:day beforesame dayn/a
Int Added to Account:yesyesn/a
Interest Paid by Cheque:nonon/a
Int Paid to Bank A/c:nonon/a
Int Paid to Other A/c:noyesn/a
Int After Cash Deposit:1 working daysame dayn/a
Int After Cheq Deposit:3 working days2 working daysn/a
Int After BACS Deposit:1 working daysame dayn/a
Interest Variant:nonono
Max Balance High Interest:£2500£1000n/a
Fee & Charges 
Free Banking:yesnoyes
Monthly Charge:£0£12.95£0
Standing Order Charge:£0£0£0
S/O Setting Up Charge:£0£0£0
S/O Amendment Charge:£0£0£0
S/O Cancellation Charge:£0£0£0
Unpaid S/O Charge:£25£25£30
Direct Debit Charge:£0£0£0
Debit card charge Europe:0%0%0%
D/D Setting Up Charge:£0£0£0
D/D Amendment Charge:£0£0£0
D/D Cancellation Charge:£0£0£0
Unpaid D/D Charge:£25£25£30
CHAPS Charge:£30£25£25
Stopped Cheque Charge:£10£10£10
Unpaid Cheque Charge:£25£25£30
Transaction Charge:000
Unauth Transaction Fee:£5 per day + £25 per paid item£25 per excess (max 1 per day)£20 per day
ATM Withdrawal Charge:£0£0£0
ATM charge Europe:2%0%2%
A/c Transfers Int. Free:yesyesno
Bankers Draft Charge:£10£15£10
Bankers Reference Charge:£10£8.50£10
Copy Cheque Charge:£10£0£5
Duplicate Stat Charge:£5£1£5
Special Clearance Charge:£10£15£10
Forex fee % Europe:2.95%2.75%2.75%
Other Charges:yesnoyes

A-Z Current Account Companies

Click here for an A to Z list of all current account companies.

Read More About Current Accounts...

Latest Current Accounts News

Lloyds TSB Shareholders Back HBOS Takeover
Lloyds TSB Shareholders Back HBOS Takeover

The HBOS takeover has been given the green light by Lloyds TSB stakeholders.

Post Office May Launch Basic Current Account
Post Office May Launch Basic Current Account

Consumers may soon be able to open a current account at their local Post Office.

Bank Bailout 'Unfair on Building Societies'
Bank Bailout 'Unfair on Building Societies'

Building societies claim they are being forced to shoulder the burden of compensation paid to the savers of failed banks.

Post Office to Keep Card Account Contract
Post Office to Keep Card Account Contract

Benefits and state pension claimants will be able to carry on visiting the Post Office to receive their money.

Lloyds TSB 'Only Serious Bidder' for HBOS, Insists Brown
Lloyds TSB 'Only Serious Bidder' for HBOS, Insists Brown

The merger between Lloyds TSB and HBOS has received support from the prime minister.

Popular Related Articles

Post Office May Launch Basic Current Account
Post Office May Launch Basic Current AccountConsumers may soon be able to open a current account at their local Post Office.
RSS FeedCurrent Accounts News
Comparison Tables
RSS FeedLatest Headlines
Free Services Money Saving Newsletter
The best money saving deals, freebies, rate alerts and advice emailed to you every week.
Enter your email:
Find Companies Current Accounts Guide RSS Feeds - Subscribe!
The "advice" given in our money saving tips is for information purposes only and should not be construed as "financial advice".
money.co.uk recommends you seek professional advice before proceeding with any investment or financial decision.
Site Map | Privacy Policy | About Us | Contact Us
money.co.uk is a trading name of Dot Zinc Limited, who are authorised and regulated by the Financial Services Authority. FSA Registration Number: 415689.
Copyright © www.money.co.uk / Dot Zinc Limited 2002-2008. All rights reserved.
Home | Login | Sign Up