Tesco Clubcard MasterCard
Tesco Clubcard Credit Card. 0% on balance transfers for 13 months AND 0% on purchases for 3 months. 2.5% balance transfer fee. Typical 16.9% APR variable. Plus earn Clubcard points back every time you use it! It’s the fastest way to collect Clubcard points
 |  Compare Tesco Clubcard MasterCard details directly with other credit cards or compare credit cards using our credit card comparison tables. | ||
| Company: | Tesco Personal Finance www.tescofinance.com  | ||
| Product: | Clubcard MasterCard | ||
| Apply via this site: |  | ||
| Card Details | |||
 Card Issuer: | The card is issued by Royal Bank of Scotland. | ||
| Type: | This item is only available as a Mastercard | ||
| Application Criteria | |||
| Min Age (yrs): | Minimum age for applicants is 18 years. | ||
| Min Income (£pa): | Minimum income required is £5000 p.a. | ||
| Introductory Rates | |||
| Intro Bal Tran Rate AER: | The introductory rate for balance transfers is 0% APR. | ||
| Intro BalanceTfr Fee (%): | Balance transfers subject to a handling fee of 2.90% within the first eleven months from account opening. | ||
| Max Bal Transfer Fee (£): | Balance transfers subject to a handling fee of 2.90% within the first eleven months from account opening. | ||
| Intro Purchase Rate AER: | The introductory rates for purchases is 0%. | ||
| Rates | |||
| APR - Purchases: | The typical purchase APR is 16.9%. | ||
| Balance Transfer AER: | The annual rate for balance transfers is 18.3%. | ||
| Balance Transfer Fee (%): | Balance transfers subject to a handling fee of 2.90% within the first eleven months from account opening. | ||
| Cash Advance AER: | The annual interest rate for cash advances is 24.9%. | ||
| Benefits | |||
| Cash-Back Reward: | A cashback reward scheme is not available. | ||
| Air Miles: | There is no travel reward programme available. | ||
| Other Incentives: | Fraud Safe Active monitoring of the card. Tesco will contact the cardholder if they become suspicious that someone is using their card or card details. The cardholder will not have to pay if they are an innocent victim of credit card fraud. If a transaction using the card details has been carried out on the internet without the card holders knowledge they will not be liable. There is a 24 hour helpline if the cardholder suspects fraud on their card. The cardholder can set up a password that they can use when shopping at Tesco.com and other participating online retailers so only they can buy with their card. Free Overseas Emergency Assistance If the card is lost or stolen whilst the cardholder is abroad, Tesco will ensure that they get a free replacement as soon as possible, (normally within 48 hours). Tesco will also provide a cash advance to tide the cardholder over. | ||
| Shopping Reward Prog: | A shopping reward programme is offered. | ||
| Fees & Charges | |||
| Annual Fee (£): | There is no annual fee for this card. | ||
| International Charges %: | For foreign currency transactions there is an extra charge of2.75% of the value of the transaction. | ||
| Interest Charged from: | For any purchases, balance transfers and advances Tesco will charge interest, from the date of the transaction, on the amount of the transaction. For any cheques, Tesco will charge interest, from the date the transaction is charged to the account, on the amount of the transaction. | ||
| Interest Free Period: | Up to 46 days interest free credit. | ||
| Min Payment £: | The cardholder must pay at least 3% of the amount shown on the account statement as outstanding or £5 (or the full amount if less than £5). | ||
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| Products: | www.tescofinance.com Credit Cards | ||
