How to get quality insurance for your classic car, for less.
The insurance needs of owners of classic cars differ greatly from those who require regular insurance. For this reason, several insurance companies specialise in providing specially tailored insurance for both classic cars used for social and domestic driving and those kept in storage.
The majority of classic car insurance policies will be based on an agreed value of the car, this is the maximum amount the insurer will pay out if the car is damaged beyond repair or stolen. When choosing an insurance policy check that your valuation is guaranteed by the insurance company.
Most classic car insurers will require that the car has an annual mileage of less than 7500 miles and many offer discounts on the insurance premium if a lower maximum mileage is agreed. Additionally, discounts may be given for membership to a classic car club or association (check with insurer) and many specialist companies offer cover for classic car rallies and trials.
By comparing quotes from several classic car insurers, you should be able to find a comprehensive level of cover for your cars, whether you require cover for laid up or in use classic cars.
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