RAC Breakdown Cover
Full product details for the RAC Breakdown Cover, including application criteria, breakdown details, discounts, premiums, vehicle cover, other cover and european cover. Apply online now.
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| Company: | RAC www.rac.co.uk | RAC www.rac.co.uk | RAC www.rac.co.uk |
| Product: | Solution 4 | Roadside | Solution 1 |
| details | details | details | |
| Quote via this site: |  | | |
| | | |
| Application Criteria | |||
 Availability: | stand alone | stand alone | stand alone |
| Cooling Off Period: | 14/full return of premium | 14/full return of premium | 14/full return of premium |
| UK Max Vehicle Length: | 5.5 metres | 5.5 metres | 5.5 metres |
| UK Max Vehicle Weight: | 3.5 tonnes | 3.5 tonnes | 3.5 tonnes |
| UK Max Vehicle Width: | 2.3 metres | 2.3 metres | 2.3 metres |
| Max Vehicle age-Personal: | Unlimited | Unlimited | Unlimited |
| Max Vehicle age-Vehicle: | Unlimited | Unlimited | Unlimited |
| Breakdown Details | |||
| Rescue Service Provider: | RAC Motoring Services | RAC Motoring Services | RAC Motoring Services |
| Underwriter: | RAC Insurance Ltd | RAC Insurance Ltd | RAC Insurance Ltd |
| Cover Basis: | person or vehicle | person or vehicle | person or vehicle |
| Joint Cover: | yes | yes | yes |
| Family Cover: | yes | yes | yes |
| Roadside Assistance: | yes | yes | yes |
| Recovery: | yes | no | yes |
| Towing to Garage: | yes | yes | yes |
| Home Service: | yes | no | no |
| Hire Car Benefit: | 72 hrs | 0 | 0 |
| European Travel: | separate | separate | separate |
| Average Call-out Time: | 45 minutes | 45 minutes | 45 minutes |
| Discounts | |||
| Online Discount: | 25% | 28% | 25% |
| No Call-Out Discount: | yes | yes | yes |
| Max NCD (%): | 50% | 50% | 50% |
| Premiums | |||
| Rating Method: | flat rated | flat rated | flat rated |
| Single Online Discount: | 25% | 25% | 25% |
| Single Prem One-Off (£): | £179.50 | £33 | ££95 |
| Vehicle Online Discount: | 25% | 25% | 25% |
| Joint Online Discount: | 25% | 25% | 25% |
| Joint Prem One-Off (£): | £213.50 | £60.50 | ££121 |
| Family Online Discount: | 25% | 25% | 25% |
| Family Prem One-Off (£): | £264.50 | £107.50 | £168 |
| Vehicle Cover | |||
| Recovery Distance: | UK | 0 miles | UK |
| Recovery Max Persons: | 8 | 0 | 8 |
| Max Towing Persons: | 8 | 8 | 8 |
| Hire Car Type: | 1600cc | none | none |
| Max Assistance Time: | Unlimited | Unlimited | Unlimited |
| Max Towing Distance: | 10 miles | 10 miles | 10 miles |
| Puncture Assistance: | yes | yes | yes |
| Home Service Radius: | 1/4 | n/a | n/a |
| Minimum Distance: | 0 miles | 1/4 | 1/4 |
| UK Vehicle Collection: | no | no | no |
| Caravan and Trailer: | standard | standard | standard |
| Lack of Fuel: | yes | yes | yes |
| RTA Cover: | no | no | no |
| Other Cover | |||
| UK Accommodation: | £500 | £0 | £0 |
| UK Emergency Theft: | no | no | no |
| Public Transport (£): | ££500 | ££0 | ££0 |
| Taxi Fare from Garage: | 20 miles | 20 miles | 20 miles |
| UK Replacement Driver: | no | no | no |
| Pre-Travel Helpline: | no | no | no |
| Hospitalisation Cover: | yes | no | no |
| Legal Helpline: | yes | yes | yes |
| Legal Expenses (£): | ££0 | ££0 | ££0 |
| Message Forwarding: | no | no | no |
| Loss of Keys: | restricted | restricted | restricted |
| Service Guarantee: | no | no | no |
| Service Use Limit: | 5 | 5 | 5 |
| Service Limit Action: | charge | charge | charge |
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