Loans Articles: News, Guides & Advice

Divisions between rate-setting economists at the Bank of England were revealed today.

Many people are looking into their own credit histories, as the loans market tightens in the credit crunch.

Teens are having a tougher time with borrowing from their parents, it has been claimed.

Barclays has announced that FirstPlus is to cease all new lending of its homeowner loans in the wake of the credit crunch and the fall in the housing market.

High street banks could face compensation claims of around £300 million if a mooted class-action case on loan-insurance policies proves successful.

The Bank of England faces a dilemma over conflicting economic pressures, the bank has said.

Fewer people are borrowing against their home due to falling house prices, it has been suggested.

Ministers are to unveil reforms of the community lending firms today.

Independent information about controversial loan cover is now to be provided on the financial regulator's website.

Many people are taking out unsecured loans due to their money worries, it has been claimed.

Repayment costs of personal loans are on the up, according to Defaqto.

Increasing private school fees, combined with rising food and fuel prices, will see many parents take out credit in months to come.

Customers are claiming back money spent on loans insurance, following a critical ruling from the Competition Commission.

People are paying too much for loans insurance, the Competition Commission has said.

Most people who have taken out a loan do not know how much they have left to repay, it has been claimed.

Londoners have been found to be at higher risk of falling victim to ID theft.

Loans insurance mis-selling is rife, Which? said today.

Personal loans will fund almost one in five of the five million used car purchases predicted for the next six months.

The Bank of England won't cut interest rates any time soon according to a newly-released document, which means similar reductions to loan rates are also unlikely.

Many British teenagers want to take out a personal loan when they hit 18, despite evidence that they are irresponsible with budgeting.

High-interest, short-term loans are not a solution to spending beyond your means, an advisor has said.

A personal loan might be a good way to pay for home renovation dreams, a provider has suggested.

A US-owned 'near prime' personal loans lender will cease trading, it has been announced.

The popular networking site is carrying rule-breaking loan advertisements, a charity has claimed.

A major retailer has been found by the financial watchdog to have mis-sold loans insurance to customers.

New research reveals that many of us are draining our parents finances rather than controlling our own.

The MPC cut interest rates to 5.25% in an attempt to boost the UK's sluggish economy.

New survey reveals that larger personal loans could work out cheaper.

More and more lenders are withdrawing their loan products from the market - we ask why?

We're swamped by adverts for consolidation loans but when is this form of borrowing really the answer for those in debt?

Everything you need to know about finding the best value personal loan possible.

We share our top tips for getting the best loan deal possible.

You want to make a big purchase - should you take out a personal loan or would spending on card be a better deal?

We weigh the pros and cons of secured vs unsecured borrowing to help you decide which is the right option for you.

Use our loan checklist to make sure that you get an affordable loan that's right for you.

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Loans can be an ideal solution for some circumstances however there are other options available too - we explain.

The basics of borrowing with personal loans explained.

We explain all you need to know about taking out a secured loan.

We explain what a debt consolidation loan is, and how it can benefit you.

Consolidation loans can help to make your debt more managable but are they the right option for you? We weigh the pros and cons.

Important advice for those struggling to meet repayments on a loan.

We explain how bad credit loans work, who they're suitable for and why they might be right for you.

Find out how to borrow that little bit extra with a specially designed student loan if you're studying and finding it hard to get applications accepted with regular high street providers.

If you dream of going back to college but are worried about the expense we explain how career development loans could provide an affordable solution.

If you're looking for finance to take your business forward we explain how a low interest business loans could provide a realistic solution.

If you rent your property it can be a little harder to get a loan - we explain how to borrow what you need, when you need it.

If you're looking to upgrade to your dream car but need to borrow a little extra, we explain your options.

Designed as a temporary cash flow solution, we explain how bridging loans can be used by businesses and for property purchases.