Ministers have unveiled their long-term plans to work with the insurance industry on flood protection.
The government has struck a deal with the insurance industry over flood cover.
According to the floods minister, the agreement will ensure the availability of flood insurance to the UK public for years to come. Fears have previously been raised over the protection becoming unobtainable for people living in areas at high risk of flooding, as climate change makes extreme weather conditions more frequent.
The issue has also been pressed by last summer's flooding in southern England, which caused around £3 billion worth of damage according to figures from the Association of British Insurers (ABI).
Under the terms of the deal, the government will work with insurers in setting flood prevention aims, developing emergency planning in high-risk areas and helping more low-income households take out home insurance that will cover them for extreme weather.
Phil Woolas, the floods minister, said: "The devastation caused by last year's unprecedented rainfall has shown just how vital it is for people to be able to insure their homes and livelihoods against the risk of flooding. Working together we have succeeded in ensuring that flood cover is available in both the short and long term. I'm delighted that the industry has agreed to work with us to raise awareness and encourage homeowners to take steps to protect their homes where appropriate."
Stephen Haddrill, the ABI's director general, added: "This agreement is good news for everyone at risk of flooding. We are pleased that the Government recognises that a long-term investment strategy, adequately funded, is the best way to manage the growing flood threat.
He added: "It will help ensure that the flood insurance protection, relied upon by millions of householders and businesses, remains widely available. We will continue to work closely with government, and review progress each year."
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