Annual Travel Insurance Guide

By Rachael Lloyd
Published on 4 Dec 2007
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How to save money with an annual travel insurance policy.

If you travel or take a holiday more than once in a year, you could save money if you take out annual or multi trip travel insurance online, rather than taking out a separate policy every time you travel. It can cost less than £100 for you and your family for annual insurance. However look carefully to see what the policy defines as 'family', conditions such as children's ages, differ from company to company.

There are benefits to purchasing annual travel insurance in addition to cost saving. Many policies provide additional cover to that received when purchasing single trip insurance. Typical added benenfits include:

Cover for holidays from 18 up to 90 days in duration, depending on your insurance company. Holidays in the UK where at least two nights are spent in pre-booked holiday accommodation. Cover for Winter sports holidays up to a total of 17 days during the period of insurance. The advantage of a multi trip or annual travel insurance policy is that there is no need to worry about arranging cover for each journey you take and it is usually better value than buying individual policies for two or three trips a year. Compare different cheap quotes to see.

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Travel Insurance Guide

Multi trip or annual travel insurance can be an even better deal for families. Insurance for a couple will be cheaper than for two individual adults and cover for a family with children under 18 will usually be cheapest and is not usually much more expensive than cover for a couple. However be aware of any restrictions on how the cover works. Some family travel policies only cover the family if everyone travels together. The best policies will cover each adult travelling on his or her own, and even unaccompanied trips by the children.

Latest Travel Insurance Articles & News

Travel Insurance Articles

Millions 'Passing Up On Travel Cover'
Millions 'Passing Up On Travel Cover'

People are not taking out travel insurance due to its cost - and the fact that they don't think they need it.

Insurers 'Fear Rise In Travel Claims'
Insurers 'Fear Rise In Travel Claims'

Insurance fraud will be on the rise due to the credit crunch, several groups have indicated.

AmEx Issues Travel Insurance Warning
AmEx Issues Travel Insurance Warning

Travelling abroad on your EHIC alone does not provide you with sufficient cover, the credit card firm has warned.

AmEx Welcomes Popularity of Multi-Trip Cover
AmEx Welcomes Popularity of Multi-Trip Cover

Customers are saving money by taking out the insurance, the firm has indicated.

Swiftcover Warns on Teen Travel Insurance
Swiftcover Warns on Teen Travel Insurance

Many youngsters going abroad on their own for the first time are doing so without appropriate cover.

Britons 'Skipping Travel Insurance due to Cost Fears'

The continuing effects of the credit crunch have led to some planning to forego travel insurance cover, it has been revealed.

Sainsbury's Issues Travel Insurance Warning
Sainsbury's Issues Travel Insurance Warning

Many are neglecting to take out cover for holidays within the UK, the firm claims.

Over-65s 'Can Find Travel Insurance'
Over-65s 'Can Find Travel Insurance'

Elderly people can still secure cover if they look hard enough, according to an insurer.

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