Current Account Charges

For most people in credit, the cost of using a current account will be negligible, if not free. However, there are occasions when you may need to use banking services that incur a charge.

Below is a list of some of the banking services that you may need to pay for. If you anticipate having to pay for any of these services on a regular basis then it would be worthwhile choosing a current account that charges less for those services.

• Overdraft arrangement fee
• Interest on amount overdrawn
• Fee for going overdrawn when not arranged
• Stopping a cheque (except for lost /stolen cheques)
• Special presentation of a cheque
• Bank draft (sterling)
• Copies of paid cheques including providing details of paid cheques
• Duplicate statement/historic copy
• Same Day Value Payments (CHAPS)
• Foreign currency, travellers cheques and international transfers
• Cheques, standing orders and direct debits returned unpaid
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